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Surf City borough, New Jersey

City

Population: 1,225 (2023 estimate)

Located in New Jersey , New Jersey

Census Bureau data for Surf City borough from the American Community Survey. "Cities" in Census data include incorporated places, towns, villages, and census-designated places (CDPs) — all places where the Census collects community-level estimates.

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Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — Surf City borough

What is the median household income in Surf City borough?
The median household income in Surf City borough is $118,333 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in Surf City borough?
The poverty rate in Surf City borough is 3.3% (U.S. Census Bureau ACS 2023).
What is the median home value in Surf City borough?
$967,900 (U.S. Census Bureau ACS 2023).
What is the average rent in Surf City borough?
The median gross rent in Surf City borough is $1,750 per month (U.S. Census Bureau ACS 2023).
What percentage of Surf City borough residents have a college degree?
64.6% of adults in Surf City borough hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
1,225
Median Income
$118,333
Median Home Value
$967,900
Poverty Rate
3.3%
Unemployment (ACS 2023)
5.7%
Median Age
63.0 yrs
Since 2019 Median Income: +$28,020 (+31%) Home Value: +$240,100 (+33%) Poverty Rate: -0.9 pp (-21.4%) Bachelor's+: +11.7 pp (+22.1%) Unemployment: +2.8 pp (+96.6%)

Demographics

Total Population 1,225
Median Age 63.0
Female 52.2%
Race & Ethnicity
Hispanic or Latino 0.9% White (non-Hisp.) 97.6% Asian 1.6% Two or More 0.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $118,333 ±$23,965
+$17,283 vs. state
Per Capita Income $238,753
Median Family Income $147,321
Poverty Rate 3.3%
-3.7 pp vs. state
Child Poverty Rate 0.0%
Working-Age Poverty Rate —
SNAP Recipients 0.0%
Social Security Income —
Retirement Income 56.9%
Household Income Distribution
< $10k
4.7%
$10–15k
2.7%
$15–25k
4.5%
$25–35k
3.4%
$35–50k
4.9%
$50–75k
6.3%
$75–100k
11.4%
$100–150k
20.7%
$150–200k
13.0%
$200k+
28.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 2,555
Owner-Occupied 92.0%
Renter-Occupied 8.0%
Vacancy Rate 75.0%
Median Home Value $967,900
+$540,300 vs. state
Median Gross Rent $1,750
Owner Cost Burden (30%+) 46.9%
Renter Cost Burden (30%+) 42.9%
Home Value Distribution
< $50k
2.2%
$50–100k
1.2%
$100–200k
1.5%
$200–300k
1.4%
$300–500k
2.0%
$500k–$1M
44.5%
$1M+
46.7%
Gross Rent Distribution
$1–1.5k
38.1%
$1.5–2k
23.8%
$2–2.5k
26.2%
$2.5–3.5k
11.9%
Vehicle Availability
No vehicle
4.2%
1 vehicle
36.8%
2 vehicles
42.2%
3+
16.8%
Housing Type
Single-fam. det.
89.9%
Single-fam. att.
1.9%
2–4 units
7.2%
20+ units
0.2%
Housing Age
Pre-1940
5.8%
1940–1969
7.9%
1970–1999
9.3%
2000–2009
16.7%
2010+
9.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 98.9%
Bachelor's or Higher 64.6%
+21.7 pp vs. state
Graduate Degree 30.0%
Some College / Associate 13.8%
Less Than High School 0.0%
Enrolled in School —

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 40.9%
Unemployment Rate 5.7%
-0.5 pp vs. state
Work from Home 34.9%
Self-Employed 9.8%
Government Workers 17.3%
Private For-Profit 72.9%
Industry
Edu/Health
28.7%
Retail
12.0%
Prof. Services
11.1%
Finance
11.1%
Arts/Entmt.
7.8%
Construction
7.3%
Public Admin
7.3%
Manufacturing
4.7%
Transportation
3.8%
Information
3.3%
Agriculture
1.3%
Wholesale
1.1%
Occupation
Management
68.0%
Sales
20.2%
Food Prep
4.9%
Construction
3.6%
Production
3.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 38.4 min
Drove Alone 59.5%
Carpool 1.1%
Public Transit 1.1%
Work from Home 34.9%
Walked 1.8%
Bicycle —

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 638
Avg. Household Size 1.00
Avg. Family Size —
Married-Couple Households 61.8%
Single-Mother Households —
Single-Father Households —
Living Alone —
Households with Children 5.0%
Multigenerational —

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
0.7%
5–9
1.2%
10–14
1.9%
15–19
3.0%
20–24
3.4%
25–34
2.4%
35–44
3.1%
45–54
9.6%
55–64
13.8%
65–74
13.6%
75–84
27.4%
85+
15.0%
Under 18: 6.2% Working age (18–64): 93.8% 65 and over: 47.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 3.0%
Naturalized Citizen 81.1%
Speaks English Less Than Very Well 0.2%
Foreign-Born Origin
Europe
54.1%
Asia
27.0%
Africa
18.9%

Veterans & Disability

Veteran 10.8%
With a Disability 14.6%
Cognitive Difficulty —
Ambulatory Difficulty —

Health Insurance

Insured 100.0%
Uninsured 0.0%
Employer Insurance —
Medicaid —
Medicare —

Technology & Mobility

Broadband Internet 96.6%
Has a Computer 97.3%
Same House 1 Year Ago 92.3%
Moved from Abroad 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Compare Surf City borough

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Trends 2017–2023

Income Poverty Home Values Rent Homeownership Education Unemployment Commute Time Work From Home Foreign-Born Uninsured