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Waterloo city, Iowa

City

Population: 66,947 (2023 estimate)

Located in Iowa , Iowa

Census Bureau data for Waterloo city from the American Community Survey. "Cities" in Census data include incorporated places, towns, villages, and census-designated places (CDPs) — all places where the Census collects community-level estimates.

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Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — Waterloo city

What is the median household income in Waterloo city?
The median household income in Waterloo city is $56,344 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in Waterloo city?
The poverty rate in Waterloo city is 11.5% (U.S. Census Bureau ACS 2023).
What is the median home value in Waterloo city?
$150,200 (U.S. Census Bureau ACS 2023).
What is the average rent in Waterloo city?
The median gross rent in Waterloo city is $896 per month (U.S. Census Bureau ACS 2023).
What percentage of Waterloo city residents have a college degree?
22.6% of adults in Waterloo city hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
66,947
Median Income
$56,344
Median Home Value
$150,200
Poverty Rate
11.5%
Unemployment (ACS 2023)
6.4%
Median Age
36.0 yrs
Since 2019 Median Income: +$9,017 (+19.1%) Home Value: +$32,800 (+27.9%) Poverty Rate: -1.5 pp (-11.5%) Bachelor's+: -0.8 pp (-3.4%) Unemployment: +0.7 pp (+12.3%)

Demographics

Total Population 66,947
Median Age 36.0
Female 50.7%
Race & Ethnicity
Hispanic or Latino 7.6% White (non-Hisp.) 67.1% Black 17.2% Asian 2.6% Two or More 5.7% Other 3.6%
Asian Subgroups (% of total pop.)
Indian
0.3%
Vietnamese
0.3%
Chinese
0.2%
Filipino
0.2%
Korean
0.2%
Hispanic Subgroups (% of total pop.)
Mexican
4.4%
Puerto Rican
0.7%
Cuban
0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $56,344 ±$1,488
-$16,803 vs. state
Per Capita Income $76,821
Median Family Income $73,224
Poverty Rate 11.5%
+4.6 pp vs. state
Child Poverty Rate 20.1%
Working-Age Poverty Rate
SNAP Recipients 16.0%
Social Security Income
Retirement Income 23.7%
Household Income Distribution
< $10k
5.4%
$10–15k
5.5%
$15–25k
9.2%
$25–35k
8.5%
$35–50k
14.5%
$50–75k
21.6%
$75–100k
13.1%
$100–150k
13.5%
$150–200k
4.8%
$200k+
4.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 32,170
Owner-Occupied 61.1%
Renter-Occupied 38.9%
Vacancy Rate 10.0%
Median Home Value $150,200
-$45,700 vs. state
Median Gross Rent $896
Owner Cost Burden (30%+) 16.6%
Renter Cost Burden (30%+) 36.4%
Home Value Distribution
< $50k
6.4%
$50–100k
19.1%
$100–200k
24.5%
$200–300k
19.0%
$300–500k
6.0%
$500k–$1M
2.2%
$1M+
0.6%
Gross Rent Distribution
< $500
9.6%
$500–1k
54.6%
$1–1.5k
30.4%
$1.5–2k
2.2%
$2–2.5k
2.2%
$2.5–3.5k
0.5%
$3.5k+
0.5%
Vehicle Availability
No vehicle
8.4%
1 vehicle
38.4%
2 vehicles
33.7%
3+
19.5%
Housing Type
Single-fam. det.
68.7%
Single-fam. att.
4.3%
2–4 units
2.7%
5–19 units
6.1%
20+ units
6.0%
Mobile home
2.9%
Housing Age
Pre-1940
21.4%
1940–1969
7.8%
1970–1999
14.2%
2000–2009
5.8%
2010+
5.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 90.6%
Bachelor's or Higher 22.6%
-8.3 pp vs. state
Graduate Degree 7.0%
Some College / Associate 22.4%
Less Than High School 4.1%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 66.0%
Unemployment Rate 6.4%
+2.8 pp vs. state
Work from Home 7.1%
Self-Employed 4.5%
Government Workers 9.9%
Private For-Profit 85.4%
Industry
Edu/Health
20.9%
Manufacturing
20.2%
Retail
13.4%
Arts/Entmt.
10.0%
Prof. Services
7.7%
Finance
6.2%
Construction
5.6%
Transportation
5.6%
Public Admin
2.6%
Wholesale
2.3%
Information
1.4%
Agriculture
0.4%
Occupation
Management
31.1%
Production
25.2%
Sales
19.2%
Food Prep
16.4%
Construction
8.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 16.2 min
Drove Alone 77.8%
Carpool 12.1%
Public Transit 0.4%
Work from Home 7.1%
Walked 1.5%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 28,947
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 37.4%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 13.2%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
7.3%
5–9
6.8%
10–14
6.5%
15–19
6.2%
20–24
7.2%
25–34
13.8%
35–44
13.0%
45–54
10.3%
55–64
5.5%
65–74
6.8%
75–84
10.0%
85+
4.7%
Under 18: 24.5% Working age (18–64): 75.5% 65 and over: 16.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 9.5%
Naturalized Citizen 47.2%
Speaks English Less Than Very Well 7.4%
Foreign-Born Origin
Europe
26.1%
Africa
24.7%
Latin America
22.9%
Asia
17.9%

Veterans & Disability

Veteran 6.2%
With a Disability 15.7%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 94.4%
Uninsured 5.6%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 85.7%
Has a Computer 93.1%
Same House 1 Year Ago 84.4%
Moved from Abroad 0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

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