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Waterloo city, Illinois

City

Population: 11,055 (2023 estimate)

Located in Illinois , Illinois

Census Bureau data for Waterloo city from the American Community Survey. "Cities" in Census data include incorporated places, towns, villages, and census-designated places (CDPs) — all places where the Census collects community-level estimates.

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Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — Waterloo city

What is the median household income in Waterloo city?
The median household income in Waterloo city is $92,005 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in Waterloo city?
The poverty rate in Waterloo city is 4.7% (U.S. Census Bureau ACS 2023).
What is the median home value in Waterloo city?
$237,900 (U.S. Census Bureau ACS 2023).
What is the average rent in Waterloo city?
The median gross rent in Waterloo city is $873 per month (U.S. Census Bureau ACS 2023).
What percentage of Waterloo city residents have a college degree?
36.4% of adults in Waterloo city hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
11,055
Median Income
$92,005
Median Home Value
$237,900
Poverty Rate
4.7%
Unemployment (ACS 2023)
3.4%
Median Age
40.0 yrs
Since 2019 Median Income: +$24,323 (+35.9%) Home Value: +$45,800 (+23.8%) Poverty Rate: +2.6 pp (+123.8%) Bachelor's+: +5.1 pp (+16.3%) Unemployment: +0.2 pp (+6.2%)

Demographics

Total Population 11,055
Median Age 40.0
Female 50.8%
Race & Ethnicity
Hispanic or Latino 1.7% White (non-Hisp.) 95.4% Black 0.8% Asian 1.1% Two or More 1.7% Other 0.4%
Asian Subgroups (% of total pop.)
Korean
0.6%
Filipino
0.3%
Chinese
0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $92,005 ±$12,595
+$10,303 vs. state
Per Capita Income $102,576
Median Family Income $122,833
Poverty Rate 4.7%
-3.5 pp vs. state
Child Poverty Rate 4.9%
Working-Age Poverty Rate
SNAP Recipients 7.2%
Social Security Income
Retirement Income 32.1%
Household Income Distribution
< $10k
2.5%
$10–15k
3.4%
$15–25k
6.3%
$25–35k
5.9%
$35–50k
6.6%
$50–75k
15.3%
$75–100k
13.8%
$100–150k
20.1%
$150–200k
17.5%
$200k+
8.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 4,651
Owner-Occupied 76.9%
Renter-Occupied 23.1%
Vacancy Rate 5.5%
Median Home Value $237,900
-$12,600 vs. state
Median Gross Rent $873
Owner Cost Burden (30%+) 12.3%
Renter Cost Burden (30%+) 41.7%
Home Value Distribution
< $50k
3.3%
$50–100k
0.5%
$100–200k
8.9%
$200–300k
35.6%
$300–500k
26.1%
$500k–$1M
1.9%
$1M+
1.0%
Gross Rent Distribution
< $500
8.5%
$500–1k
55.9%
$1–1.5k
25.1%
$1.5–2k
6.6%
$2–2.5k
1.0%
$3.5k+
2.9%
Vehicle Availability
No vehicle
7.9%
1 vehicle
25.6%
2 vehicles
42.1%
3+
24.4%
Housing Type
Single-fam. det.
75.4%
Single-fam. att.
4.4%
2–4 units
4.9%
5–19 units
7.2%
20+ units
2.9%
Housing Age
Pre-1940
9.4%
1940–1969
5.0%
1970–1999
10.5%
2000–2009
20.3%
2010+
15.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 96.2%
Bachelor's or Higher 36.4%
-0.8 pp vs. state
Graduate Degree 12.8%
Some College / Associate 27.6%
Less Than High School 0.3%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 66.8%
Unemployment Rate 3.4%
-2.4 pp vs. state
Work from Home 11.6%
Self-Employed 2.8%
Government Workers 18.0%
Private For-Profit 79.2%
Industry
Edu/Health
27.1%
Retail
12.3%
Finance
10.8%
Arts/Entmt.
10.4%
Manufacturing
9.3%
Transportation
8.2%
Prof. Services
5.0%
Public Admin
4.5%
Agriculture
3.9%
Construction
3.3%
Wholesale
1.6%
Information
1.3%
Occupation
Management
44.1%
Sales
24.7%
Food Prep
15.3%
Production
9.7%
Construction
6.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 26.9 min
Drove Alone 76.8%
Carpool 7.6%
Public Transit 0.0%
Work from Home 11.6%
Walked 1.4%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 4,395
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 54.8%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 22.7%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
5.4%
5–9
4.7%
10–14
7.7%
15–19
6.4%
20–24
6.2%
25–34
11.1%
35–44
16.4%
45–54
8.9%
55–64
7.0%
65–74
6.2%
75–84
12.4%
85+
5.3%
Under 18: 21.8% Working age (18–64): 78.2% 65 and over: 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 1.7%
Naturalized Citizen 75.3%
Speaks English Less Than Very Well 0.2%
Foreign-Born Origin
Asia
66.1%
Latin America
24.7%
Europe
9.1%

Veterans & Disability

Veteran 8.7%
With a Disability 14.5%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 97.0%
Uninsured 3.0%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 92.7%
Has a Computer 96.0%
Same House 1 Year Ago 91.5%
Moved from Abroad 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

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