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Bay County, Michigan

County

Population: 103,235 (2023 estimate)

Located in Michigan

County-level Census Bureau data covering income, housing, demographics, education, employment, and more. Counties are the primary administrative division in the U.S. and the most common unit for comparing local conditions across a state.

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Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — Bay County

What is the median household income in Bay County?
The median household income in Bay County is $60,523 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in Bay County?
The poverty rate in Bay County is 9.5% (U.S. Census Bureau ACS 2023).
What is the median home value in Bay County?
$135,100 (U.S. Census Bureau ACS 2023).
What is the average rent in Bay County?
The median gross rent in Bay County is $809 per month (U.S. Census Bureau ACS 2023).
What percentage of Bay County residents have a college degree?
21.4% of adults in Bay County hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
103,235
Median Income
$60,523
Median Home Value
$135,100
Poverty Rate
9.5%
Unemployment (ACS 2023)
4.6%
Median Age
43.0 yrs
Since 2019 Median Income: +$11,704 (+24%) Home Value: +$33,100 (+32.5%) Poverty Rate: -2.0 pp (-17.4%) Bachelor's+: +2.1 pp (+10.9%) Unemployment: -1.8 pp (-28.1%)

Demographics

Total Population 103,235
Median Age 43.0
Female 50.5%
Race & Ethnicity
Hispanic or Latino 5.8% White (non-Hisp.) 88.6% Black 1.4% Asian 0.4% Two or More 5.5% Other 0.7%
Asian Subgroups (% of total pop.)
Chinese
0.1%
Korean
0.1%
Hispanic Subgroups (% of total pop.)
Mexican
5.2%
Puerto Rican
0.1%
Cuban
0.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $60,523 ±$2,180
-$10,626 vs. state
Per Capita Income $81,613
Median Family Income $79,540
Poverty Rate 9.5%
+0.7 pp vs. state
Child Poverty Rate 16.5%
Working-Age Poverty Rate
SNAP Recipients 13.4%
Social Security Income
Retirement Income 31.6%
Household Income Distribution
< $10k
5.6%
$10–15k
4.9%
$15–25k
8.0%
$25–35k
9.5%
$35–50k
14.0%
$50–75k
17.4%
$75–100k
13.9%
$100–150k
15.5%
$150–200k
6.5%
$200k+
4.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 48,620
Owner-Occupied 76.4%
Renter-Occupied 23.6%
Vacancy Rate 7.6%
Median Home Value $135,100
-$82,500 vs. state
Median Gross Rent $809
Owner Cost Burden (30%+) 15.4%
Renter Cost Burden (30%+) 34.5%
Home Value Distribution
< $50k
8.4%
$50–100k
24.2%
$100–200k
22.4%
$200–300k
16.9%
$300–500k
8.4%
$500k–$1M
1.9%
$1M+
0.3%
Gross Rent Distribution
< $500
18.8%
$500–1k
48.9%
$1–1.5k
25.9%
$1.5–2k
4.7%
$2–2.5k
0.8%
$3.5k+
0.9%
Vehicle Availability
No vehicle
6.4%
1 vehicle
35.2%
2 vehicles
38.1%
3+
20.3%
Housing Type
Single-fam. det.
76.4%
Single-fam. att.
4.0%
2–4 units
2.8%
5–19 units
2.4%
20+ units
5.1%
Mobile home
4.7%
Housing Age
Pre-1940
24.3%
1940–1969
8.0%
1970–1999
16.7%
2000–2009
6.8%
2010+
2.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 91.8%
Bachelor's or Higher 21.4%
-10.4 pp vs. state
Graduate Degree 6.9%
Some College / Associate 25.0%
Less Than High School 2.2%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 59.1%
Unemployment Rate 4.6%
-1.2 pp vs. state
Work from Home 7.4%
Self-Employed 5.9%
Government Workers 10.2%
Private For-Profit 83.8%
Industry
Edu/Health
26.2%
Manufacturing
17.4%
Retail
13.7%
Arts/Entmt.
8.7%
Prof. Services
7.1%
Construction
5.4%
Transportation
4.7%
Finance
4.2%
Public Admin
2.8%
Wholesale
2.1%
Information
1.4%
Agriculture
1.0%
Occupation
Management
32.6%
Sales
22.9%
Food Prep
18.0%
Production
16.7%
Construction
9.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 23.4 min
Drove Alone 83.0%
Carpool 6.6%
Public Transit 0.3%
Work from Home 7.4%
Walked 1.4%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 44,917
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 44.3%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 13.6%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
4.7%
5–9
5.5%
10–14
5.7%
15–19
6.0%
20–24
5.3%
25–34
12.1%
35–44
12.0%
45–54
12.4%
55–64
6.9%
65–74
8.1%
75–84
12.7%
85+
6.3%
Under 18: 19.8% Working age (18–64): 80.2% 65 and over: 21.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 1.2%
Naturalized Citizen 62.0%
Speaks English Less Than Very Well 0.5%
Foreign-Born Origin
Asia
28.4%
Latin America
25.1%
Europe
24.9%
Africa
10.3%

Veterans & Disability

Veteran 7.9%
With a Disability 16.6%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 95.3%
Uninsured 4.7%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 87.9%
Has a Computer 92.8%
Same House 1 Year Ago 90.3%
Moved from Abroad 0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Compare Bay County

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Where People Move From (IRS Migration Data)

Top origins of people who moved to Bay County in 2023, by number of tax returns filed (IRS SOI Migration Data).

Origin Tax Returns People (est.)
Saginaw County 502 821
Midland County 336 542
Other flows - South 264 399
Other flows - West 123 191
Other flows - Midwest 110 151
Arenac County 95 176
Tuscola County 94 143
Genesee County 84 140
Oakland County 64 103
Huron County 57 76