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Spencer County, Kentucky

County

Population: 19,875 (2023 estimate)

Located in Kentucky

County-level Census Bureau data covering income, housing, demographics, education, employment, and more. Counties are the primary administrative division in the U.S. and the most common unit for comparing local conditions across a state.

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Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — Spencer County

What is the median household income in Spencer County?
The median household income in Spencer County is $47,606 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in Spencer County?
The poverty rate in Spencer County is 17.9% (U.S. Census Bureau ACS 2023).
What is the median home value in Spencer County?
$189,900 (U.S. Census Bureau ACS 2023).
What is the average rent in Spencer County?
The median gross rent in Spencer County is $1,177 per month (U.S. Census Bureau ACS 2023).
What percentage of Spencer County residents have a college degree?
25.1% of adults in Spencer County hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
52,078
Median Income
$47,606
Median Home Value
$189,900
Poverty Rate
17.9%
Unemployment (ACS 2023)
7.8%
Median Age
40.0 yrs
Since 2019 Median Income: +$8,955 (+23.2%) Home Value: +$62,300 (+48.8%) Poverty Rate: -0.6 pp (-3.2%) Bachelor's+: +3.3 pp (+15.1%) Unemployment: -6.2 pp (-44.3%)

Demographics

Total Population 52,078
Median Age 40.0
Female 56.2%
Race & Ethnicity
Hispanic or Latino 4.6% White (non-Hisp.) 17.3% Black 72.9% Asian 1.3% Two or More 3.8% Other 3.6%
Asian Subgroups (% of total pop.)
Korean
0.5%
Chinese
0.3%
Filipino
0.3%
Indian
0.1%
Vietnamese
0.1%
Hispanic Subgroups (% of total pop.)
Mexican
0.9%
Puerto Rican
0.9%
Cuban
0.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $47,606 ±$5,020
-$14,811 vs. state
Per Capita Income $78,081
Median Family Income $62,517
Poverty Rate 17.9%
+6.1 pp vs. state
Child Poverty Rate 22.8%
Working-Age Poverty Rate
SNAP Recipients 29.1%
Social Security Income
Retirement Income 24.1%
Household Income Distribution
< $10k
12.5%
$10–15k
7.6%
$15–25k
11.0%
$25–35k
9.2%
$35–50k
11.1%
$50–75k
17.5%
$75–100k
10.1%
$100–150k
10.4%
$150–200k
4.8%
$200k+
5.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 24,876
Owner-Occupied 53.3%
Renter-Occupied 46.7%
Vacancy Rate 15.6%
Median Home Value $189,900
-$2,400 vs. state
Median Gross Rent $1,177
Owner Cost Burden (30%+) 31.5%
Renter Cost Burden (30%+) 52.7%
Home Value Distribution
< $50k
6.2%
$50–100k
16.3%
$100–200k
10.8%
$200–300k
24.4%
$300–500k
14.9%
$500k–$1M
5.0%
$1M+
1.1%
Gross Rent Distribution
< $500
17.4%
$500–1k
19.2%
$1–1.5k
38.4%
$1.5–2k
17.5%
$2–2.5k
6.5%
$2.5–3.5k
0.6%
$3.5k+
0.4%
Vehicle Availability
No vehicle
30.2%
1 vehicle
42.1%
2 vehicles
21.4%
3+
6.3%
Housing Type
Single-fam. det.
20.9%
Single-fam. att.
43.6%
2–4 units
5.3%
5–19 units
7.6%
20+ units
12.8%
Mobile home
0.1%
Housing Age
Pre-1940
31.8%
1940–1969
16.5%
1970–1999
7.7%
2000–2009
1.7%
2010+
1.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 84.2%
Bachelor's or Higher 25.1%
-1.9 pp vs. state
Graduate Degree 10.2%
Some College / Associate 22.5%
Less Than High School 5.6%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 57.5%
Unemployment Rate 7.8%
+3.0 pp vs. state
Work from Home 9.5%
Self-Employed 3.9%
Government Workers 19.7%
Private For-Profit 76.1%
Industry
Edu/Health
32.7%
Prof. Services
14.6%
Retail
11.7%
Public Admin
9.2%
Transportation
7.0%
Arts/Entmt.
5.2%
Finance
4.9%
Construction
4.2%
Manufacturing
2.9%
Information
1.1%
Wholesale
1.0%
Agriculture
0.5%
Occupation
Management
40.4%
Food Prep
20.8%
Sales
20.6%
Production
12.8%
Construction
5.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 28.9 min
Drove Alone 61.4%
Carpool 9.2%
Public Transit 13.8%
Work from Home 9.5%
Walked 2.1%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 21,005
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 25.5%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 9.5%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
7.7%
5–9
7.7%
10–14
5.1%
15–19
5.0%
20–24
4.7%
25–34
13.6%
35–44
11.7%
45–54
9.3%
55–64
6.7%
65–74
7.3%
75–84
11.5%
85+
6.8%
Under 18: 23.7% Working age (18–64): 76.3% 65 and over: 21.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 9.0%
Naturalized Citizen 64.6%
Speaks English Less Than Very Well 3.0%
Foreign-Born Origin
Latin America
58.7%
Africa
17.0%
Asia
15.9%
Europe
8.0%

Veterans & Disability

Veteran 5.5%
With a Disability 21.9%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 95.2%
Uninsured 4.8%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 74.6%
Has a Computer 88.7%
Same House 1 Year Ago 89.1%
Moved from Abroad 0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Compare Spencer County

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Where People Move From (IRS Migration Data)

Top origins of people who moved to Spencer County in 2023, by number of tax returns filed (IRS SOI Migration Data).

Origin Tax Returns People (est.)
Jefferson County 247 471
Bullitt County 80 164
Shelby County 64 144
Other flows - South 46 90
Other flows - Midwest 44 81
Other flows - West 28 60
Nelson County 24 55