St. Cloud, MN Metro Area

Metro Area

Population: 200,816 (2023 estimate)

Core-Based Statistical Area (CBSA)

Metro area data from the U.S. Census Bureau. Core-Based Statistical Areas (CBSAs) are defined by the Office of Management and Budget and group counties with a central urban core plus surrounding communities that are economically tied to it. Metro areas often cross county and state lines, making them the best unit for understanding regional labor markets, housing costs, and commute patterns.

Metro income rankings Compare to another metro

Trends 2017–2023

Income Poverty Home Values Rent Homeownership Education Unemployment Commute Time Work From Home Foreign-Born Uninsured

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — St. Cloud, MN Metro Area

What is the median household income in St. Cloud, MN Metro Area?: The median household income in St. Cloud, MN Metro Area is $75,670 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in St. Cloud, MN Metro Area?: The poverty rate in St. Cloud, MN Metro Area is 6.9% (U.S. Census Bureau ACS 2023).
What is the median home value in St. Cloud, MN Metro Area?: $254,200 (U.S. Census Bureau ACS 2023).
What is the average rent in St. Cloud, MN Metro Area?: The median gross rent in St. Cloud, MN Metro Area is $1,021 per month (U.S. Census Bureau ACS 2023).
What percentage of St. Cloud, MN Metro Area residents have a college degree?: 27.7% of adults in St. Cloud, MN Metro Area hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).

Population

200,816

Median Income

$75,670

Median Home Value

$254,200

Poverty Rate

6.9%

Unemployment (ACS 2023)

4.3%

Median Age

35.0 yrs

Since 2019 Median Income: +$13,685 (+22.1%) Home Value: +$71,500 (+39.1%) Poverty Rate: +0.1 pp (+1.5%) Bachelor's+: +1.1 pp (+4.1%) Unemployment: 0.0 pp (+0%)

Demographics

Total Population 200,816

Median Age 35.0

Female 49.6%

Race & Ethnicity

Hispanic or Latino 4.3% White (non-Hisp.) 82.5% Black 7.5% Asian 1.8% Two or More 4.8% Other 1.9%

Asian Subgroups (% of total pop.)

Indian

0.3%

Vietnamese

0.3%

Chinese

0.2%

Filipino

0.1%

Korean

0.1%

Hispanic Subgroups (% of total pop.)

Mexican

2.5%

Puerto Rican

0.5%

Cuban

0.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $75,670 ±$1,246

Per Capita Income $97,359

Median Family Income $95,665

Poverty Rate 6.9%

Child Poverty Rate 10.5%

Working-Age Poverty Rate —

SNAP Recipients 9.1%

Social Security Income —

Retirement Income 22.6%

Household Income Distribution

< $10k

3.6%

$10–15k

3.7%

$15–25k

6.8%

$25–35k

6.6%

$35–50k

11.3%

$50–75k

17.5%

$75–100k

15.5%

$100–150k

18.6%

$150–200k

8.8%

$200k+

7.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 83,695

Owner-Occupied 67.8%

Renter-Occupied 32.2%

Vacancy Rate 7.5%

Median Home Value $254,200

Median Gross Rent $1,021

Owner Cost Burden (30%+) 16.2%

Renter Cost Burden (30%+) 36.7%

Home Value Distribution

< $50k

4.7%

$50–100k

3.1%

$100–200k

8.7%

$200–300k

33.5%

$300–500k

25.0%

$500k–$1M

9.2%

$1M+

1.8%

Gross Rent Distribution

< $500

8.9%

$500–1k

39.3%

$1–1.5k

34.6%

$1.5–2k

14.1%

$2–2.5k

1.6%

$2.5–3.5k

0.7%

$3.5k+

0.7%

Vehicle Availability

No vehicle

5.6%

1 vehicle

28.5%

2 vehicles

39.4%

26.5%

Housing Type

Single-fam. det.

68.5%

Single-fam. att.

3.3%

2–4 units

1.2%

5–19 units

1.8%

20+ units

14.9%

Mobile home

3.0%

Housing Age

Pre-1940

11.2%

1940–1969

3.9%

1970–1999

14.9%

2000–2009

17.5%

2010+

9.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 92.7%

Bachelor's or Higher 27.7%

Graduate Degree 9.3%

Some College / Associate 22.7%

Less Than High School 3.4%

Enrolled in School —

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 70.2%

Unemployment Rate 4.3%

Work from Home 8.9%

Self-Employed 5.3%

Government Workers 12.7%

Private For-Profit 81.8%

Industry

Edu/Health

29.0%

Manufacturing

13.2%

Retail

11.4%

Construction

7.6%

Arts/Entmt.

7.2%

Prof. Services

6.9%

Transportation

6.3%

Finance

5.1%

Agriculture

3.0%

Public Admin

2.6%

Wholesale

2.6%

Information

0.6%

Occupation

Management

36.7%

Sales

20.1%

Food Prep

17.3%

Production

16.5%

Construction

9.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 22.2 min

Drove Alone 76.8%

Carpool 7.3%

Public Transit 1.2%

Work from Home 8.9%

Walked 4.2%

Bicycle —

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 77,431

Avg. Household Size 2.00

Avg. Family Size —

Married-Couple Households 48.7%

Single-Mother Households —

Single-Father Households —

Living Alone —

Households with Children 19.6%

Multigenerational —

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5

6.4%

5–9

6.3%

10–14

7.2%

15–19

7.8%

20–24

9.4%

25–34

12.3%

35–44

12.4%

45–54

10.6%

55–64

6.2%

65–74

5.9%

75–84

8.9%

85+

4.5%

Under 18: 24.0% Working age (18–64): 76.0% 65 and over: 15.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 6.5%

Naturalized Citizen 53.7%

Speaks English Less Than Very Well 3.6%

Foreign-Born Origin

Africa

56.1%

Asia

20.1%

Latin America

16.3%

Europe

6.1%

Veterans & Disability

Veteran 6.5%

With a Disability 11.6%

Cognitive Difficulty —

Ambulatory Difficulty —

Health Insurance

Insured 95.5%

Uninsured 4.5%

Employer Insurance —

Medicaid —

Medicare —

Technology & Mobility

Broadband Internet 89.3%

Has a Computer 94.8%

Same House 1 Year Ago 85.6%

Moved from Abroad 0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023