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ZIP Code 03860

ZIP / ZCTA

Population: 3,780

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 03860

What is the median household income in 03860?
The median household income in 03860 is $81,771 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 03860?
The poverty rate in 03860 is 6.4% (U.S. Census Bureau ACS 2023).
What is the median home value in 03860?
$328,500 (U.S. Census Bureau ACS 2023).
What is the average rent in 03860?
The median gross rent in 03860 is $1,094 per month (U.S. Census Bureau ACS 2023).
What percentage of 03860 residents have a college degree?
40.3% of adults in 03860 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
3,780
Median Income
$81,771
Median Home Value
$328,500
Poverty Rate
6.4%
Unemployment (ACS 2023)
2.8%
Median Age
55.0 yrs
Since 2019 Median Income: +$20,614 (+33.7%) Home Value: +$59,900 (+22.3%) Poverty Rate: -3.5 pp (-35.4%) Bachelor's+: -4.3 pp (-9.6%) Unemployment: +0.4 pp (+16.7%)

Demographics

Total Population 3,780
Median Age 55.0
Female 50.8%
Race & Ethnicity
Hispanic or Latino 0.3% White (non-Hisp.) 98.3% Asian 0.2% Two or More 1.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $81,771 ±$17,500
Per Capita Income $101,564
Median Family Income $87,822
Poverty Rate 6.4%
Child Poverty Rate 18.0%
Working-Age Poverty Rate
SNAP Recipients 8.6%
Social Security Income
Retirement Income 17.9%
Household Income Distribution
< $10k
8.6%
$10–15k
2.9%
$15–25k
10.9%
$25–35k
2.7%
$35–50k
9.8%
$50–75k
13.3%
$75–100k
25.3%
$100–150k
9.9%
$150–200k
8.2%
$200k+
8.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 3,169
Owner-Occupied 62.0%
Renter-Occupied 38.0%
Vacancy Rate 38.6%
Median Home Value $328,500
Median Gross Rent $1,094
Owner Cost Burden (30%+) 34.7%
Renter Cost Burden (30%+) 17.9%
Home Value Distribution
< $50k
10.7%
$50–100k
3.8%
$100–200k
7.4%
$200–300k
21.8%
$300–500k
31.4%
$500k–$1M
23.0%
$1M+
2.0%
Gross Rent Distribution
< $500
18.1%
$500–1k
22.2%
$1–1.5k
33.2%
$1.5–2k
17.3%
$2–2.5k
9.2%
Vehicle Availability
No vehicle
0.9%
1 vehicle
49.7%
2 vehicles
32.3%
3+
17.2%
Housing Type
Single-fam. det.
57.6%
Single-fam. att.
3.1%
2–4 units
3.6%
5–19 units
10.1%
20+ units
5.4%
Mobile home
8.5%
Housing Age
Pre-1940
11.1%
1940–1969
2.8%
1970–1999
21.6%
2000–2009
8.7%
2010+
3.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 95.1%
Bachelor's or Higher 40.3%
Graduate Degree 21.0%
Some College / Associate 27.9%
Less Than High School 2.2%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 65.1%
Unemployment Rate 2.8%
Work from Home 4.5%
Self-Employed 8.8%
Government Workers 13.0%
Private For-Profit 77.9%
Industry
Edu/Health
19.6%
Construction
17.7%
Prof. Services
16.8%
Retail
13.6%
Arts/Entmt.
8.2%
Information
4.9%
Manufacturing
4.1%
Finance
3.6%
Transportation
3.1%
Agriculture
1.6%
Wholesale
0.7%
Occupation
Management
41.8%
Sales
25.5%
Construction
15.8%
Food Prep
12.7%
Production
4.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 20.5 min
Drove Alone 76.3%
Carpool 14.3%
Public Transit 2.3%
Work from Home 4.5%
Walked 2.2%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 1,947
Avg. Household Size 1.00
Avg. Family Size
Married-Couple Households 34.5%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 5.5%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
0.6%
5–9
2.4%
10–14
3.2%
15–19
2.0%
20–24
1.1%
25–34
19.8%
35–44
11.0%
45–54
9.1%
55–64
9.5%
65–74
6.2%
75–84
18.1%
85+
14.9%
Under 18: 8.2% Working age (18–64): 91.8% 65 and over: 35.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 1.8%
Naturalized Citizen 100.0%
Speaks English Less Than Very Well 0.0%
Foreign-Born Origin
Europe
70.6%
Latin America
19.1%
Asia
10.3%

Veterans & Disability

Veteran 14.1%
With a Disability 19.0%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 95.5%
Uninsured 4.5%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 94.5%
Has a Computer 97.3%
Same House 1 Year Ago 92.6%
Moved from Abroad 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023