ZIP Code 04038
ZIP / ZCTAPopulation: 18,192
ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.
Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).
Quick Facts — 04038
- What is the median household income in 04038?
- The median household income in 04038 is $110,181 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
- What is the poverty rate in 04038?
- The poverty rate in 04038 is 1.1% (U.S. Census Bureau ACS 2023).
- What is the median home value in 04038?
- $426,300 (U.S. Census Bureau ACS 2023).
- What is the average rent in 04038?
- The median gross rent in 04038 is $1,567 per month (U.S. Census Bureau ACS 2023).
- What percentage of 04038 residents have a college degree?
- 45.6% of adults in 04038 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
18,192
Median Income
$110,181
Median Home Value
$426,300
Poverty Rate
1.1%
Unemployment (ACS 2023)
2.9%
Median Age
38.0 yrs
Since 2019
Median Income:
+$25,414 (+30%)
Home Value:
+$157,600 (+58.7%)
Poverty Rate:
-1.9 pp (-63.3%)
Bachelor's+:
+2.0 pp (+4.6%)
Unemployment:
+0.7 pp (+31.8%)
Demographics
Total Population
18,192
Median Age
38.0
Female
54.2%
Race & Ethnicity
Hispanic or Latino 2.3%
White (non-Hisp.) 87.0%
Black 0.9%
Asian 2.1%
Two or More 8.4%
Other 0.5%
Asian Subgroups (% of total pop.)
Filipino
0.7%
Chinese
0.6%
Korean
0.1%
Vietnamese
0.1%
Hispanic Subgroups (% of total pop.)
Mexican
1.1%
Puerto Rican
0.5%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Income & Poverty
Median Household Income
$110,181
±$6,578
Per Capita Income
$139,531
Median Family Income
$126,375
Poverty Rate
1.1%
Child Poverty Rate
1.8%
Working-Age Poverty Rate
—
SNAP Recipients
4.5%
Social Security Income
—
Retirement Income
25.1%
Household Income Distribution
< $10k
2.2%
$10–15k
0.8%
$15–25k
4.6%
$25–35k
4.0%
$35–50k
7.2%
$50–75k
9.2%
$75–100k
13.3%
$100–150k
22.8%
$150–200k
15.7%
$200k+
20.2%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Housing
Total Housing Units
6,527
Owner-Occupied
82.6%
Renter-Occupied
17.4%
Vacancy Rate
3.4%
Median Home Value
$426,300
Median Gross Rent
$1,567
Owner Cost Burden (30%+)
17.3%
Renter Cost Burden (30%+)
31.6%
Home Value Distribution
< $50k
5.4%
$50–100k
0.2%
$100–200k
1.7%
$200–300k
12.0%
$300–500k
46.7%
$500k–$1M
29.1%
$1M+
2.4%
Gross Rent Distribution
< $500
2.8%
$500–1k
13.9%
$1–1.5k
30.3%
$1.5–2k
22.0%
$2–2.5k
18.8%
$2.5–3.5k
2.2%
$3.5k+
9.9%
Vehicle Availability
No vehicle
4.7%
1 vehicle
23.6%
2 vehicles
50.2%
3+
21.5%
Housing Type
Single-fam. det.
79.8%
Single-fam. att.
3.0%
2–4 units
3.5%
5–19 units
2.0%
20+ units
3.7%
Mobile home
5.1%
Housing Age
Pre-1940
14.1%
1940–1969
2.0%
1970–1999
10.8%
2000–2009
15.1%
2010+
16.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Education
High School or Higher
97.3%
Bachelor's or Higher
45.6%
Graduate Degree
15.2%
Some College / Associate
17.9%
Less Than High School
0.7%
Enrolled in School
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Employment
Labor Force Participation
71.9%
Unemployment Rate
2.9%
Work from Home
18.8%
Self-Employed
4.4%
Government Workers
12.9%
Private For-Profit
82.3%
Industry
Edu/Health
30.3%
Retail
11.8%
Prof. Services
11.7%
Manufacturing
9.5%
Construction
9.2%
Finance
8.3%
Arts/Entmt.
6.5%
Transportation
3.1%
Public Admin
2.4%
Wholesale
2.4%
Information
1.1%
Agriculture
0.6%
Occupation
Management
48.8%
Sales
23.5%
Food Prep
13.3%
Production
7.9%
Construction
6.5%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Commute
Median Travel Time
27.4 min
Drove Alone
62.3%
Carpool
8.4%
Public Transit
0.4%
Work from Home
18.8%
Walked
8.3%
Bicycle
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Households & Families
Total Households
6,305
Avg. Household Size
2.00
Avg. Family Size
—
Married-Couple Households
61.6%
Single-Mother Households
—
Single-Father Households
—
Living Alone
—
Households with Children
25.9%
Multigenerational
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Age Distribution
Under 5
3.5%
5–9
6.7%
10–14
9.9%
15–19
7.5%
20–24
8.3%
25–34
10.0%
35–44
13.6%
45–54
12.4%
55–64
5.3%
65–74
7.5%
75–84
10.2%
85+
3.1%
Under 18: 22.6%
Working age (18–64): 77.4%
65 and over: 15.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Social Characteristics
Immigration
Foreign Born
5.2%
Naturalized Citizen
66.5%
Speaks English Less Than Very Well
1.2%
Foreign-Born Origin
Europe
50.3%
Asia
31.1%
Africa
7.2%
Latin America
5.8%
Veterans & Disability
Veteran
6.8%
With a Disability
11.5%
Cognitive Difficulty
—
Ambulatory Difficulty
—
Health Insurance
Insured
94.7%
Uninsured
5.3%
Employer Insurance
—
Medicaid
—
Medicare
—
Technology & Mobility
Broadband Internet
92.9%
Has a Computer
96.1%
Same House 1 Year Ago
90.4%
Moved from Abroad
0.4%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023