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ZIP Code 04097

ZIP / ZCTA

Population: 4,173

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 04097

What is the median household income in 04097?
The median household income in 04097 is $119,813 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 04097?
The poverty rate in 04097 is 3.5% (U.S. Census Bureau ACS 2023).
What is the median home value in 04097?
$480,000 (U.S. Census Bureau ACS 2023).
What is the average rent in 04097?
The median gross rent in 04097 is $1,615 per month (U.S. Census Bureau ACS 2023).
What percentage of 04097 residents have a college degree?
53.4% of adults in 04097 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
4,173
Median Income
$119,813
Median Home Value
$480,000
Poverty Rate
3.5%
Unemployment (ACS 2023)
1.8%
Median Age
47.0 yrs
Since 2019 Median Income: +$5,819 (+5.1%) Home Value: +$148,200 (+44.7%) Poverty Rate: +2.1 pp (+150%) Bachelor's+: -5.1 pp (-8.7%) Unemployment: -1.0 pp (-35.7%)

Demographics

Total Population 4,173
Median Age 47.0
Female 48.1%
Race & Ethnicity
Hispanic or Latino 3.8% White (non-Hisp.) 90.7% Asian 1.9% Two or More 5.2%
Asian Subgroups (% of total pop.)
Indian
0.8%
Chinese
0.8%
Filipino
0.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $119,813 ±$16,140
Per Capita Income $153,264
Median Family Income $126,429
Poverty Rate 3.5%
Child Poverty Rate 4.4%
Working-Age Poverty Rate
SNAP Recipients 3.0%
Social Security Income
Retirement Income 27.3%
Household Income Distribution
$10–15k
0.6%
$15–25k
5.0%
$25–35k
3.6%
$35–50k
2.9%
$50–75k
15.0%
$75–100k
14.3%
$100–150k
21.0%
$150–200k
9.6%
$200k+
28.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 1,596
Owner-Occupied 87.4%
Renter-Occupied 12.6%
Vacancy Rate 5.9%
Median Home Value $480,000
Median Gross Rent $1,615
Owner Cost Burden (30%+) 21.8%
Renter Cost Burden (30%+) 19.3%
Home Value Distribution
$50–100k
2.7%
$200–300k
10.1%
$300–500k
40.0%
$500k–$1M
41.1%
$1M+
4.5%
Gross Rent Distribution
$1–1.5k
44.7%
$1.5–2k
22.8%
$2–2.5k
13.2%
$3.5k+
19.3%
Vehicle Availability
No vehicle
1.5%
1 vehicle
16.0%
2 vehicles
58.8%
3+
23.7%
Housing Type
Single-fam. det.
93.9%
Single-fam. att.
1.8%
2–4 units
4.3%
Housing Age
Pre-1940
17.0%
1940–1969
2.1%
1970–1999
18.3%
2000–2009
8.8%
2010+
9.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 98.0%
Bachelor's or Higher 53.4%
Graduate Degree 22.6%
Some College / Associate 11.8%
Less Than High School 0.9%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 72.7%
Unemployment Rate 1.8%
Work from Home 18.1%
Self-Employed 9.1%
Government Workers 12.8%
Private For-Profit 78.1%
Industry
Edu/Health
25.1%
Prof. Services
19.8%
Retail
16.0%
Manufacturing
7.9%
Finance
6.8%
Construction
6.1%
Transportation
4.4%
Arts/Entmt.
3.5%
Public Admin
3.2%
Information
1.8%
Agriculture
1.2%
Wholesale
0.3%
Occupation
Management
54.9%
Sales
21.7%
Food Prep
11.4%
Construction
6.8%
Production
5.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 26.5 min
Drove Alone 74.3%
Carpool 6.0%
Public Transit 0.0%
Work from Home 18.1%
Walked 1.1%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 1,502
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 60.9%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 30.6%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
6.4%
5–9
6.4%
10–14
4.5%
15–19
8.0%
20–24
3.1%
25–34
4.3%
35–44
12.5%
45–54
20.5%
55–64
10.7%
65–74
8.1%
75–84
8.3%
85+
6.5%
Under 18: 22.5% Working age (18–64): 77.5% 65 and over: 15.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 2.9%
Naturalized Citizen 56.3%
Speaks English Less Than Very Well 1.2%
Foreign-Born Origin
Asia
38.7%
Europe
30.3%
Latin America
20.2%

Veterans & Disability

Veteran 4.7%
With a Disability 8.4%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 96.1%
Uninsured 3.9%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 98.3%
Has a Computer 97.8%
Same House 1 Year Ago 93.9%
Moved from Abroad 0.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023