ZIP Code 04538
ZIP / ZCTAPopulation: 1,688
ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.
Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).
Quick Facts — 04538
- What is the median household income in 04538?
- The median household income in 04538 is $60,000 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
- What is the poverty rate in 04538?
- The poverty rate in 04538 is 10.7% (U.S. Census Bureau ACS 2023).
- What is the median home value in 04538?
- $369,600 (U.S. Census Bureau ACS 2023).
- What is the average rent in 04538?
- The median gross rent in 04538 is $727 per month (U.S. Census Bureau ACS 2023).
- What percentage of 04538 residents have a college degree?
- 45.4% of adults in 04538 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
1,688
Median Income
$60,000
Median Home Value
$369,600
Poverty Rate
10.7%
Unemployment (ACS 2023)
2.7%
Median Age
64.0 yrs
Since 2019
Median Income:
+$11,525 (+23.8%)
Home Value:
+$124,300 (+50.7%)
Poverty Rate:
+5.7 pp (+114%)
Bachelor's+:
+6.3 pp (+16.1%)
Unemployment:
+1.4 pp (+107.7%)
Demographics
Total Population
1,688
Median Age
64.0
Female
60.1%
Race & Ethnicity
Hispanic or Latino 1.8%
White (non-Hisp.) 90.7%
Black 1.5%
Asian 3.0%
Two or More 2.8%
Other 0.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Income & Poverty
Median Household Income
$60,000
±$12,623
Per Capita Income
$61,765
Median Family Income
$91,434
Poverty Rate
10.7%
Child Poverty Rate
27.4%
Working-Age Poverty Rate
—
SNAP Recipients
9.0%
Social Security Income
—
Retirement Income
37.4%
Household Income Distribution
< $10k
5.5%
$10–15k
9.2%
$15–25k
12.0%
$25–35k
6.8%
$35–50k
11.2%
$50–75k
18.4%
$75–100k
12.1%
$100–150k
14.3%
$150–200k
4.7%
$200k+
5.8%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Housing
Total Housing Units
1,826
Owner-Occupied
76.0%
Renter-Occupied
24.0%
Vacancy Rate
52.1%
Median Home Value
$369,600
Median Gross Rent
$727
Owner Cost Burden (30%+)
25.4%
Renter Cost Burden (30%+)
42.1%
Home Value Distribution
< $50k
6.5%
$50–100k
3.0%
$100–200k
0.6%
$200–300k
24.5%
$300–500k
31.9%
$500k–$1M
19.1%
$1M+
8.6%
Gross Rent Distribution
< $500
24.4%
$500–1k
33.2%
$1–1.5k
22.3%
$1.5–2k
3.1%
$2–2.5k
4.1%
$3.5k+
13.0%
Vehicle Availability
No vehicle
3.7%
1 vehicle
52.1%
2 vehicles
33.4%
3+
10.9%
Housing Type
Single-fam. det.
72.8%
Single-fam. att.
5.6%
2–4 units
3.0%
5–19 units
3.9%
20+ units
4.7%
Mobile home
3.0%
Housing Age
Pre-1940
34.5%
1940–1969
5.6%
1970–1999
8.8%
2000–2009
8.8%
2010+
4.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Education
High School or Higher
91.3%
Bachelor's or Higher
45.4%
Graduate Degree
13.4%
Some College / Associate
12.5%
Less Than High School
2.8%
Enrolled in School
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Employment
Labor Force Participation
42.7%
Unemployment Rate
2.7%
Work from Home
14.2%
Self-Employed
6.5%
Government Workers
12.5%
Private For-Profit
81.0%
Industry
Retail
23.2%
Arts/Entmt.
19.3%
Edu/Health
15.7%
Prof. Services
11.7%
Construction
10.6%
Manufacturing
5.3%
Public Admin
3.7%
Finance
3.1%
Transportation
2.0%
Information
1.4%
Agriculture
0.9%
Occupation
Management
42.8%
Sales
25.5%
Food Prep
14.2%
Construction
9.3%
Production
8.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Commute
Median Travel Time
12.4 min
Drove Alone
66.4%
Carpool
6.7%
Public Transit
0.0%
Work from Home
14.2%
Walked
12.7%
Bicycle
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Households & Families
Total Households
874
Avg. Household Size
1.00
Avg. Family Size
—
Married-Couple Households
39.1%
Single-Mother Households
—
Single-Father Households
—
Living Alone
—
Households with Children
8.7%
Multigenerational
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Age Distribution
Under 5
1.8%
5–9
0.8%
10–14
3.8%
15–19
6.2%
20–24
4.4%
25–34
7.8%
35–44
9.3%
45–54
4.7%
55–64
6.2%
65–74
7.9%
75–84
20.4%
85+
17.9%
Under 18: 10.5%
Working age (18–64): 89.5%
65 and over: 47.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Social Characteristics
Immigration
Foreign Born
4.7%
Naturalized Citizen
88.8%
Speaks English Less Than Very Well
3.1%
Foreign-Born Origin
Latin America
82.5%
Europe
17.5%
Veterans & Disability
Veteran
10.9%
With a Disability
22.1%
Cognitive Difficulty
—
Ambulatory Difficulty
—
Health Insurance
Insured
93.0%
Uninsured
7.0%
Employer Insurance
—
Medicaid
—
Medicare
—
Technology & Mobility
Broadband Internet
89.2%
Has a Computer
96.0%
Same House 1 Year Ago
87.7%
Moved from Abroad
0.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023