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ZIP Code 04640

ZIP / ZCTA

Population: 2,451

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 04640

What is the median household income in 04640?
The median household income in 04640 is $69,504 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 04640?
The poverty rate in 04640 is 6.1% (U.S. Census Bureau ACS 2023).
What is the median home value in 04640?
$237,900 (U.S. Census Bureau ACS 2023).
What is the average rent in 04640?
The median gross rent in 04640 is $1,158 per month (U.S. Census Bureau ACS 2023).
What percentage of 04640 residents have a college degree?
32.8% of adults in 04640 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
2,451
Median Income
$69,504
Median Home Value
$237,900
Poverty Rate
6.1%
Unemployment (ACS 2023)
3.9%
Median Age
51.0 yrs
Since 2019 Median Income: +$8,208 (+13.4%) Home Value: +$57,500 (+31.9%) Poverty Rate: +0.9 pp (+17.3%) Bachelor's+: +7.4 pp (+29.1%) Unemployment: +0.5 pp (+14.7%)

Demographics

Total Population 2,451
Median Age 51.0
Female 51.0%
Race & Ethnicity
Hispanic or Latino 1.6% White (non-Hisp.) 93.3% Black 1.2% Asian 0.1% Two or More 4.3% Other 0.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $69,504 ±$5,756
Per Capita Income $79,779
Median Family Income $79,309
Poverty Rate 6.1%
Child Poverty Rate 16.3%
Working-Age Poverty Rate
SNAP Recipients 10.5%
Social Security Income
Retirement Income 30.3%
Household Income Distribution
$10–15k
1.9%
$15–25k
7.3%
$25–35k
8.3%
$35–50k
20.8%
$50–75k
21.4%
$75–100k
16.3%
$100–150k
10.7%
$150–200k
9.6%
$200k+
3.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 1,454
Owner-Occupied 82.7%
Renter-Occupied 17.3%
Vacancy Rate 25.1%
Median Home Value $237,900
Median Gross Rent $1,158
Owner Cost Burden (30%+) 20.9%
Renter Cost Burden (30%+) 37.1%
Home Value Distribution
< $50k
8.8%
$50–100k
8.3%
$100–200k
6.9%
$200–300k
24.3%
$300–500k
27.3%
$500k–$1M
5.0%
$1M+
3.3%
Gross Rent Distribution
$500–1k
25.8%
$1–1.5k
62.4%
$1.5–2k
11.8%
Vehicle Availability
1 vehicle
35.4%
2 vehicles
40.9%
3+
23.8%
Housing Type
Single-fam. det.
78.3%
2–4 units
3.8%
5–19 units
1.3%
Mobile home
13.6%
Housing Age
Pre-1940
21.1%
1940–1969
0.8%
1970–1999
9.1%
2000–2009
18.6%
2010+
10.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 95.1%
Bachelor's or Higher 32.8%
Graduate Degree 17.8%
Some College / Associate 16.1%
Less Than High School 1.6%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 55.2%
Unemployment Rate 3.9%
Work from Home 6.8%
Self-Employed 19.2%
Government Workers 17.5%
Private For-Profit 63.3%
Industry
Edu/Health
19.9%
Construction
19.3%
Retail
10.4%
Prof. Services
9.4%
Finance
7.1%
Arts/Entmt.
6.5%
Public Admin
6.4%
Agriculture
5.3%
Transportation
3.9%
Wholesale
2.7%
Information
1.6%
Manufacturing
1.5%
Occupation
Management
29.3%
Construction
27.1%
Food Prep
18.5%
Sales
17.3%
Production
7.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 29.9 min
Drove Alone 75.4%
Carpool 16.7%
Public Transit 0.0%
Work from Home 6.8%
Walked 0.4%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 1,089
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 45.5%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 9.0%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
5.5%
5–9
1.6%
10–14
4.0%
15–19
6.7%
20–24
4.6%
25–34
10.5%
35–44
11.5%
45–54
9.2%
55–64
7.5%
65–74
7.7%
75–84
20.3%
85+
10.1%
Under 18: 14.9% Working age (18–64): 85.1% 65 and over: 31.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 2.5%
Naturalized Citizen 12.9%
Speaks English Less Than Very Well 0.8%
Foreign-Born Origin
Latin America
46.8%
Europe
27.4%
Asia
4.8%

Veterans & Disability

Veteran 11.4%
With a Disability 19.1%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 91.3%
Uninsured 8.7%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 95.6%
Has a Computer 96.4%
Same House 1 Year Ago 91.7%
Moved from Abroad 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023