ZIP Code 04981
ZIP / ZCTAPopulation: 2,584
ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.
Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).
Quick Facts — 04981
- What is the median household income in 04981?
- The median household income in 04981 is $72,178 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
- What is the poverty rate in 04981?
- The poverty rate in 04981 is 4.7% (U.S. Census Bureau ACS 2023).
- What is the median home value in 04981?
- $220,900 (U.S. Census Bureau ACS 2023).
- What is the average rent in 04981?
- The median gross rent in 04981 is $1,375 per month (U.S. Census Bureau ACS 2023).
- What percentage of 04981 residents have a college degree?
- 26.2% of adults in 04981 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
2,584
Median Income
$72,178
Median Home Value
$220,900
Poverty Rate
4.7%
Unemployment (ACS 2023)
5.8%
Median Age
51.0 yrs
Since 2019
Median Income:
+$13,143 (+22.3%)
Home Value:
+$56,700 (+34.5%)
Poverty Rate:
+1.3 pp (+38.2%)
Bachelor's+:
-8.3 pp (-24.1%)
Unemployment:
-2.4 pp (-29.3%)
Demographics
Total Population
2,584
Median Age
51.0
Female
50.9%
Race & Ethnicity
Hispanic or Latino 0.9%
White (non-Hisp.) 94.2%
Black 0.2%
Asian 0.3%
Two or More 3.8%
Other 0.2%
Asian Subgroups (% of total pop.)
Filipino
0.3%
Chinese
0.1%
Hispanic Subgroups (% of total pop.)
Mexican
0.5%
Puerto Rican
0.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Income & Poverty
Median Household Income
$72,178
±$6,580
Per Capita Income
$77,286
Median Family Income
$83,007
Poverty Rate
4.7%
Child Poverty Rate
13.8%
Working-Age Poverty Rate
—
SNAP Recipients
7.1%
Social Security Income
—
Retirement Income
31.5%
Household Income Distribution
< $10k
3.9%
$10–15k
3.5%
$15–25k
6.3%
$25–35k
7.5%
$35–50k
11.8%
$50–75k
19.1%
$75–100k
18.6%
$100–150k
19.7%
$150–200k
6.8%
$200k+
2.9%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Housing
Total Housing Units
1,379
Owner-Occupied
84.4%
Renter-Occupied
15.6%
Vacancy Rate
13.8%
Median Home Value
$220,900
Median Gross Rent
$1,375
Owner Cost Burden (30%+)
18.3%
Renter Cost Burden (30%+)
24.2%
Home Value Distribution
< $50k
3.3%
$50–100k
9.9%
$100–200k
10.8%
$200–300k
27.3%
$300–500k
20.3%
$500k–$1M
8.1%
$1M+
0.6%
Gross Rent Distribution
< $500
1.6%
$500–1k
4.0%
$1–1.5k
55.6%
$1.5–2k
27.4%
$2–2.5k
11.3%
Vehicle Availability
No vehicle
2.7%
1 vehicle
30.8%
2 vehicles
45.5%
3+
21.0%
Housing Type
Single-fam. det.
70.2%
Single-fam. att.
7.0%
2–4 units
1.7%
5–19 units
1.8%
Mobile home
15.1%
Housing Age
Pre-1940
22.4%
1940–1969
1.9%
1970–1999
6.4%
2000–2009
29.0%
2010+
8.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Education
High School or Higher
95.3%
Bachelor's or Higher
26.2%
Graduate Degree
13.6%
Some College / Associate
18.3%
Less Than High School
1.0%
Enrolled in School
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Employment
Labor Force Participation
55.1%
Unemployment Rate
5.8%
Work from Home
12.6%
Self-Employed
9.2%
Government Workers
16.5%
Private For-Profit
74.3%
Industry
Edu/Health
25.8%
Retail
15.6%
Construction
13.4%
Manufacturing
10.0%
Public Admin
7.8%
Finance
6.5%
Transportation
4.9%
Prof. Services
4.2%
Wholesale
3.6%
Arts/Entmt.
3.5%
Agriculture
1.2%
Information
0.5%
Occupation
Management
35.1%
Sales
23.5%
Construction
16.6%
Production
15.0%
Food Prep
9.9%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Commute
Median Travel Time
34.8 min
Drove Alone
76.5%
Carpool
7.9%
Public Transit
0.0%
Work from Home
12.6%
Walked
1.4%
Bicycle
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Households & Families
Total Households
1,189
Avg. Household Size
2.00
Avg. Family Size
—
Married-Couple Households
52.8%
Single-Mother Households
—
Single-Father Households
—
Living Alone
—
Households with Children
7.1%
Multigenerational
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Age Distribution
Under 5
2.3%
5–9
2.9%
10–14
8.3%
15–19
3.0%
20–24
4.6%
25–34
9.3%
35–44
11.3%
45–54
12.4%
55–64
8.0%
65–74
10.8%
75–84
15.3%
85+
9.3%
Under 18: 16.0%
Working age (18–64): 84.0%
65 and over: 26.9%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Social Characteristics
Immigration
Foreign Born
3.0%
Naturalized Citizen
27.3%
Speaks English Less Than Very Well
0.4%
Foreign-Born Origin
Europe
42.9%
Latin America
15.6%
Asia
11.7%
Veterans & Disability
Veteran
10.3%
With a Disability
16.6%
Cognitive Difficulty
—
Ambulatory Difficulty
—
Health Insurance
Insured
95.0%
Uninsured
5.0%
Employer Insurance
—
Medicaid
—
Medicare
—
Technology & Mobility
Broadband Internet
93.8%
Has a Computer
97.2%
Same House 1 Year Ago
91.7%
Moved from Abroad
0.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023