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ZIP Code 12986

ZIP / ZCTA

Population: 5,304

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 12986

What is the median household income in 12986?
The median household income in 12986 is $60,717 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 12986?
The poverty rate in 12986 is 8.4% (U.S. Census Bureau ACS 2023).
What is the median home value in 12986?
$132,400 (U.S. Census Bureau ACS 2023).
What is the average rent in 12986?
The median gross rent in 12986 is $683 per month (U.S. Census Bureau ACS 2023).
What percentage of 12986 residents have a college degree?
22.6% of adults in 12986 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
5,304
Median Income
$60,717
Median Home Value
$132,400
Poverty Rate
8.4%
Unemployment (ACS 2023)
3.3%
Median Age
47.0 yrs
Since 2019 Median Income: +$4,067 (+7.2%) Home Value: +$16,900 (+14.6%) Poverty Rate: +4.5 pp (+115.4%) Bachelor's+: +1.9 pp (+9.2%) Unemployment: -1.5 pp (-31.3%)

Demographics

Total Population 5,304
Median Age 47.0
Female 50.4%
Race & Ethnicity
Hispanic or Latino 1.1% White (non-Hisp.) 95.1% Black 1.5% Asian 0.1% Two or More 2.4% Other 0.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $60,717 ±$7,869
Per Capita Income $86,033
Median Family Income $85,438
Poverty Rate 8.4%
Child Poverty Rate 18.8%
Working-Age Poverty Rate
SNAP Recipients 18.5%
Social Security Income
Retirement Income 38.0%
Household Income Distribution
< $10k
2.7%
$10–15k
8.5%
$15–25k
6.7%
$25–35k
8.3%
$35–50k
11.5%
$50–75k
22.3%
$75–100k
11.8%
$100–150k
20.1%
$150–200k
4.3%
$200k+
4.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 3,617
Owner-Occupied 70.2%
Renter-Occupied 29.8%
Vacancy Rate 36.1%
Median Home Value $132,400
Median Gross Rent $683
Owner Cost Burden (30%+) 15.3%
Renter Cost Burden (30%+) 20.7%
Home Value Distribution
< $50k
8.6%
$50–100k
28.1%
$100–200k
18.9%
$200–300k
15.8%
$300–500k
9.3%
$500k–$1M
7.0%
$1M+
0.3%
Gross Rent Distribution
< $500
37.5%
$500–1k
45.6%
$1–1.5k
16.5%
$2.5–3.5k
0.3%
Vehicle Availability
No vehicle
11.8%
1 vehicle
42.1%
2 vehicles
31.5%
3+
14.6%
Housing Type
Single-fam. det.
76.1%
Single-fam. att.
1.1%
2–4 units
4.5%
5–19 units
3.5%
20+ units
4.1%
Mobile home
4.8%
Housing Age
Pre-1940
30.6%
1940–1969
13.1%
1970–1999
14.7%
2000–2009
6.5%
2010+
2.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 90.6%
Bachelor's or Higher 22.6%
Graduate Degree 8.8%
Some College / Associate 18.7%
Less Than High School 1.9%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 50.1%
Unemployment Rate 3.3%
Work from Home 4.1%
Self-Employed 6.3%
Government Workers 30.5%
Private For-Profit 62.7%
Industry
Edu/Health
27.2%
Retail
19.2%
Public Admin
16.0%
Construction
7.2%
Arts/Entmt.
5.3%
Transportation
4.9%
Agriculture
3.9%
Prof. Services
3.7%
Manufacturing
3.2%
Information
2.6%
Finance
1.2%
Wholesale
0.9%
Occupation
Sales
29.2%
Management
24.0%
Food Prep
22.5%
Construction
13.8%
Production
10.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 14.6 min
Drove Alone 73.1%
Carpool 15.3%
Public Transit 0.1%
Work from Home 4.1%
Walked 7.3%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 2,313
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 44.1%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 14.3%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
3.5%
5–9
4.0%
10–14
8.8%
15–19
4.4%
20–24
3.8%
25–34
11.9%
35–44
10.9%
45–54
12.5%
55–64
6.2%
65–74
9.7%
75–84
13.6%
85+
8.3%
Under 18: 18.6% Working age (18–64): 81.4% 65 and over: 24.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 2.4%
Naturalized Citizen 86.7%
Speaks English Less Than Very Well 0.2%
Foreign-Born Origin
Latin America
18.0%
Europe
4.7%
Asia
1.6%

Veterans & Disability

Veteran 8.3%
With a Disability 22.0%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 98.8%
Uninsured 1.2%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 84.1%
Has a Computer 87.1%
Same House 1 Year Ago 92.4%
Moved from Abroad 0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023