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ZIP Code 40509

ZIP / ZCTA

Population: 45,135

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 40509

What is the median household income in 40509?
The median household income in 40509 is $89,429 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 40509?
The poverty rate in 40509 is 6.0% (U.S. Census Bureau ACS 2023).
What is the median home value in 40509?
$338,200 (U.S. Census Bureau ACS 2023).
What is the average rent in 40509?
The median gross rent in 40509 is $1,317 per month (U.S. Census Bureau ACS 2023).
What percentage of 40509 residents have a college degree?
57.0% of adults in 40509 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
45,135
Median Income
$89,429
Median Home Value
$338,200
Poverty Rate
6.0%
Unemployment (ACS 2023)
3.5%
Median Age
36.0 yrs
Since 2019 Median Income: +$11,993 (+15.5%) Home Value: +$96,100 (+39.7%) Poverty Rate: +1.1 pp (+22.4%) Bachelor's+: +4.4 pp (+8.4%) Unemployment: -0.1 pp (-2.8%)

Demographics

Total Population 45,135
Median Age 36.0
Female 52.6%
Race & Ethnicity
Hispanic or Latino 6.5% White (non-Hisp.) 67.0% Black 14.3% Asian 7.0% Two or More 7.5% Other 2.9%
Asian Subgroups (% of total pop.)
Indian
1.7%
Japanese
1.0%
Chinese
0.9%
Filipino
0.7%
Korean
0.3%
Vietnamese
0.1%
Hispanic Subgroups (% of total pop.)
Mexican
4.3%
Puerto Rican
0.5%
Cuban
0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $89,429 ±$6,544
Per Capita Income $115,367
Median Family Income $115,417
Poverty Rate 6.0%
Child Poverty Rate 10.9%
Working-Age Poverty Rate
SNAP Recipients 5.1%
Social Security Income
Retirement Income 22.8%
Household Income Distribution
< $10k
3.9%
$10–15k
1.9%
$15–25k
3.2%
$25–35k
5.5%
$35–50k
10.6%
$50–75k
17.0%
$75–100k
11.4%
$100–150k
20.4%
$150–200k
10.5%
$200k+
15.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 19,802
Owner-Occupied 61.9%
Renter-Occupied 38.1%
Vacancy Rate 5.2%
Median Home Value $338,200
Median Gross Rent $1,317
Owner Cost Burden (30%+) 12.6%
Renter Cost Burden (30%+) 36.7%
Home Value Distribution
< $50k
1.0%
$50–100k
2.2%
$100–200k
4.5%
$200–300k
25.1%
$300–500k
42.7%
$500k–$1M
15.2%
$1M+
2.0%
Gross Rent Distribution
< $500
2.3%
$500–1k
14.4%
$1–1.5k
49.1%
$1.5–2k
26.7%
$2–2.5k
3.6%
$2.5–3.5k
2.5%
$3.5k+
1.5%
Vehicle Availability
No vehicle
4.2%
1 vehicle
33.9%
2 vehicles
45.8%
3+
16.1%
Housing Type
Single-fam. det.
61.2%
Single-fam. att.
12.6%
2–4 units
0.9%
5–19 units
6.0%
20+ units
7.2%
Mobile home
0.9%
Housing Age
Pre-1940
0.7%
1940–1969
0.5%
1970–1999
6.8%
2000–2009
26.8%
2010+
24.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 94.9%
Bachelor's or Higher 57.0%
Graduate Degree 25.0%
Some College / Associate 16.3%
Less Than High School 2.1%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 73.4%
Unemployment Rate 3.5%
Work from Home 11.2%
Self-Employed 5.2%
Government Workers 15.0%
Private For-Profit 79.7%
Industry
Edu/Health
28.7%
Retail
14.1%
Prof. Services
11.7%
Manufacturing
11.7%
Arts/Entmt.
8.2%
Finance
6.4%
Construction
4.5%
Transportation
4.2%
Public Admin
2.7%
Wholesale
2.1%
Agriculture
1.4%
Information
1.1%
Occupation
Management
54.3%
Sales
20.6%
Food Prep
11.3%
Production
9.8%
Construction
4.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 22.6 min
Drove Alone 78.9%
Carpool 7.9%
Public Transit 0.5%
Work from Home 11.2%
Walked 0.9%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 18,775
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 47.1%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 22.8%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
7.2%
5–9
6.9%
10–14
7.8%
15–19
5.6%
20–24
5.6%
25–34
14.5%
35–44
13.9%
45–54
15.0%
55–64
5.6%
65–74
4.0%
75–84
7.7%
85+
4.9%
Under 18: 25.8% Working age (18–64): 74.2% 65 and over: 13.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 12.3%
Naturalized Citizen 47.2%
Speaks English Less Than Very Well 6.5%
Foreign-Born Origin
Asia
48.7%
Africa
26.1%
Latin America
17.3%
Europe
7.0%

Veterans & Disability

Veteran 4.9%
With a Disability 10.3%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 94.6%
Uninsured 5.4%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 94.4%
Has a Computer 98.5%
Same House 1 Year Ago 82.5%
Moved from Abroad 1.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023