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ZIP Code 45040

ZIP / ZCTA

Population: 58,132

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 45040

What is the median household income in 45040?
The median household income in 45040 is $131,803 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 45040?
The poverty rate in 45040 is 4.3% (U.S. Census Bureau ACS 2023).
What is the median home value in 45040?
$403,700 (U.S. Census Bureau ACS 2023).
What is the average rent in 45040?
The median gross rent in 45040 is $1,691 per month (U.S. Census Bureau ACS 2023).
What percentage of 45040 residents have a college degree?
64.9% of adults in 45040 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
58,132
Median Income
$131,803
Median Home Value
$403,700
Poverty Rate
4.3%
Unemployment (ACS 2023)
2.7%
Median Age
40.0 yrs
Since 2019 Median Income: +$27,045 (+25.8%) Home Value: +$128,200 (+46.5%) Poverty Rate: +2.3 pp (+115%) Bachelor's+: +2.2 pp (+3.5%) Unemployment: +0.5 pp (+22.7%)

Demographics

Total Population 58,132
Median Age 40.0
Female 50.8%
Race & Ethnicity
Hispanic or Latino 3.4% White (non-Hisp.) 69.7% Black 4.1% Asian 18.7% Two or More 5.5% Other 1.4%
Asian Subgroups (% of total pop.)
Indian
10.9%
Chinese
4.2%
Japanese
1.0%
Korean
0.4%
Filipino
0.3%
Vietnamese
0.3%
Hispanic Subgroups (% of total pop.)
Mexican
1.7%
Puerto Rican
0.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $131,803 ±$6,005
Per Capita Income $169,135
Median Family Income $149,375
Poverty Rate 4.3%
Child Poverty Rate 6.4%
Working-Age Poverty Rate
SNAP Recipients 1.9%
Social Security Income
Retirement Income 23.1%
Household Income Distribution
< $10k
2.1%
$10–15k
0.9%
$15–25k
3.9%
$25–35k
1.8%
$35–50k
4.2%
$50–75k
10.2%
$75–100k
11.7%
$100–150k
22.4%
$150–200k
12.7%
$200k+
30.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 21,977
Owner-Occupied 78.5%
Renter-Occupied 21.5%
Vacancy Rate 3.1%
Median Home Value $403,700
Median Gross Rent $1,691
Owner Cost Burden (30%+) 13.4%
Renter Cost Burden (30%+) 15.8%
Home Value Distribution
< $50k
1.2%
$50–100k
1.2%
$100–200k
3.0%
$200–300k
20.9%
$300–500k
35.1%
$500k–$1M
27.2%
$1M+
5.4%
Gross Rent Distribution
< $500
3.7%
$500–1k
4.5%
$1–1.5k
29.0%
$1.5–2k
33.4%
$2–2.5k
13.8%
$2.5–3.5k
12.0%
$3.5k+
3.5%
Vehicle Availability
No vehicle
1.7%
1 vehicle
24.3%
2 vehicles
45.2%
3+
28.8%
Housing Type
Single-fam. det.
69.4%
Single-fam. att.
12.8%
2–4 units
0.7%
5–19 units
7.2%
20+ units
2.6%
Mobile home
0.9%
Housing Age
Pre-1940
2.2%
1940–1969
0.5%
1970–1999
9.9%
2000–2009
26.1%
2010+
15.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 97.5%
Bachelor's or Higher 64.9%
Graduate Degree 27.3%
Some College / Associate 12.6%
Less Than High School 0.8%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 68.8%
Unemployment Rate 2.7%
Work from Home 21.5%
Self-Employed 3.8%
Government Workers 11.5%
Private For-Profit 84.5%
Industry
Edu/Health
23.9%
Prof. Services
19.6%
Manufacturing
17.5%
Retail
10.0%
Finance
9.1%
Arts/Entmt.
6.5%
Transportation
3.4%
Public Admin
2.4%
Construction
1.9%
Wholesale
1.2%
Information
1.0%
Agriculture
0.2%
Occupation
Management
65.5%
Sales
18.0%
Food Prep
8.4%
Production
6.1%
Construction
1.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 24.6 min
Drove Alone 72.5%
Carpool 4.8%
Public Transit 0.3%
Work from Home 21.5%
Walked 0.1%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 21,306
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 68.9%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 34.1%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
5.1%
5–9
6.7%
10–14
8.6%
15–19
7.4%
20–24
4.2%
25–34
9.9%
35–44
15.0%
45–54
15.7%
55–64
7.6%
65–74
6.6%
75–84
7.3%
85+
4.4%
Under 18: 25.6% Working age (18–64): 74.4% 65 and over: 13.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 19.8%
Naturalized Citizen 49.6%
Speaks English Less Than Very Well 5.3%
Foreign-Born Origin
Asia
79.0%
Europe
8.3%
Latin America
7.5%
Africa
3.6%

Veterans & Disability

Veteran 5.6%
With a Disability 7.0%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 97.8%
Uninsured 2.2%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 97.3%
Has a Computer 98.1%
Same House 1 Year Ago 86.7%
Moved from Abroad 1.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023