CensusDepth
Home / ZIP Codes / 45431

ZIP Code 45431

ZIP / ZCTA

Population: 26,961

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 45431

What is the median household income in 45431?
The median household income in 45431 is $80,058 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 45431?
The poverty rate in 45431 is 4.7% (U.S. Census Bureau ACS 2023).
What is the median home value in 45431?
$197,600 (U.S. Census Bureau ACS 2023).
What is the average rent in 45431?
The median gross rent in 45431 is $1,302 per month (U.S. Census Bureau ACS 2023).
What percentage of 45431 residents have a college degree?
36.3% of adults in 45431 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
26,961
Median Income
$80,058
Median Home Value
$197,600
Poverty Rate
4.7%
Unemployment (ACS 2023)
4.0%
Median Age
34.0 yrs
Since 2019 Median Income: +$17,096 (+27.2%) Home Value: +$51,900 (+35.6%) Poverty Rate: -5.1 pp (-52%) Bachelor's+: -3.7 pp (-9.3%) Unemployment: +1.1 pp (+37.9%)

Demographics

Total Population 26,961
Median Age 34.0
Female 49.9%
Race & Ethnicity
Hispanic or Latino 5.6% White (non-Hisp.) 78.3% Black 4.3% Asian 5.3% Two or More 8.2% Other 1.7%
Asian Subgroups (% of total pop.)
Indian
1.1%
Korean
1.1%
Filipino
0.8%
Chinese
0.4%
Vietnamese
0.1%
Hispanic Subgroups (% of total pop.)
Puerto Rican
2.0%
Mexican
1.4%
Cuban
0.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $80,058 ±$5,711
Per Capita Income $91,237
Median Family Income $104,407
Poverty Rate 4.7%
Child Poverty Rate 8.6%
Working-Age Poverty Rate
SNAP Recipients 8.1%
Social Security Income
Retirement Income 23.3%
Household Income Distribution
< $10k
2.9%
$10–15k
1.9%
$15–25k
6.9%
$25–35k
5.5%
$35–50k
10.6%
$50–75k
19.3%
$75–100k
15.2%
$100–150k
19.3%
$150–200k
10.8%
$200k+
7.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 12,888
Owner-Occupied 52.1%
Renter-Occupied 47.9%
Vacancy Rate 7.6%
Median Home Value $197,600
Median Gross Rent $1,302
Owner Cost Burden (30%+) 9.5%
Renter Cost Burden (30%+) 22.8%
Home Value Distribution
< $50k
3.9%
$50–100k
9.8%
$100–200k
18.3%
$200–300k
30.9%
$300–500k
15.9%
$500k–$1M
2.0%
Gross Rent Distribution
< $500
2.5%
$500–1k
18.8%
$1–1.5k
52.1%
$1.5–2k
19.1%
$2–2.5k
4.5%
$2.5–3.5k
2.9%
Vehicle Availability
No vehicle
3.9%
1 vehicle
39.3%
2 vehicles
40.3%
3+
16.5%
Housing Type
Single-fam. det.
50.1%
Single-fam. att.
15.6%
2–4 units
1.5%
5–19 units
8.5%
20+ units
6.9%
Mobile home
1.6%
Housing Age
Pre-1940
1.8%
1940–1969
6.0%
1970–1999
9.9%
2000–2009
20.5%
2010+
7.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 93.8%
Bachelor's or Higher 36.3%
Graduate Degree 17.7%
Some College / Associate 21.2%
Less Than High School 1.9%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 67.9%
Unemployment Rate 4.0%
Work from Home 11.8%
Self-Employed 3.3%
Government Workers 20.4%
Private For-Profit 76.0%
Industry
Edu/Health
20.4%
Prof. Services
15.6%
Retail
12.6%
Public Admin
11.2%
Arts/Entmt.
10.5%
Manufacturing
10.3%
Transportation
5.5%
Finance
4.4%
Construction
4.1%
Wholesale
1.2%
Information
1.1%
Agriculture
0.4%
Occupation
Management
46.9%
Sales
18.5%
Food Prep
16.7%
Production
12.6%
Construction
5.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 19.2 min
Drove Alone 79.0%
Carpool 7.5%
Public Transit 0.3%
Work from Home 11.8%
Walked 0.5%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 11,913
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 44.0%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 18.0%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
6.7%
5–9
5.8%
10–14
6.0%
15–19
5.5%
20–24
8.4%
25–34
17.8%
35–44
12.8%
45–54
10.4%
55–64
4.6%
65–74
5.4%
75–84
9.9%
85+
5.3%
Under 18: 21.8% Working age (18–64): 78.2% 65 and over: 16.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 6.3%
Naturalized Citizen 66.0%
Speaks English Less Than Very Well 3.0%
Foreign-Born Origin
Asia
63.6%
Europe
16.0%
Latin America
12.7%
Africa
5.6%

Veterans & Disability

Veteran 12.9%
With a Disability 12.4%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 94.1%
Uninsured 5.9%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 93.2%
Has a Computer 97.5%
Same House 1 Year Ago 84.4%
Moved from Abroad 0.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023