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ZIP Code 45440

ZIP / ZCTA

Population: 22,730

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 45440

What is the median household income in 45440?
The median household income in 45440 is $83,378 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 45440?
The poverty rate in 45440 is 8.0% (U.S. Census Bureau ACS 2023).
What is the median home value in 45440?
$248,200 (U.S. Census Bureau ACS 2023).
What is the average rent in 45440?
The median gross rent in 45440 is $1,122 per month (U.S. Census Bureau ACS 2023).
What percentage of 45440 residents have a college degree?
46.4% of adults in 45440 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
22,730
Median Income
$83,378
Median Home Value
$248,200
Poverty Rate
8.0%
Unemployment (ACS 2023)
2.4%
Median Age
40.0 yrs
Since 2019 Median Income: +$7,746 (+10.2%) Home Value: +$72,300 (+41.1%) Poverty Rate: 0.0 pp (+0%) Bachelor's+: +0.4 pp (+0.9%) Unemployment: -1.6 pp (-40%)

Demographics

Total Population 22,730
Median Age 40.0
Female 51.5%
Race & Ethnicity
Hispanic or Latino 4.7% White (non-Hisp.) 81.5% Black 5.5% Asian 1.8% Two or More 8.6% Other 1.1%
Asian Subgroups (% of total pop.)
Indian
0.5%
Korean
0.4%
Chinese
0.3%
Filipino
0.3%
Vietnamese
0.1%
Japanese
0.1%
Hispanic Subgroups (% of total pop.)
Puerto Rican
1.4%
Mexican
1.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $83,378 ±$3,761
Per Capita Income $107,304
Median Family Income $105,972
Poverty Rate 8.0%
Child Poverty Rate 16.6%
Working-Age Poverty Rate
SNAP Recipients 6.3%
Social Security Income
Retirement Income 29.8%
Household Income Distribution
< $10k
4.3%
$10–15k
1.6%
$15–25k
7.5%
$25–35k
5.3%
$35–50k
11.3%
$50–75k
13.8%
$75–100k
16.1%
$100–150k
20.3%
$150–200k
8.3%
$200k+
11.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 10,055
Owner-Occupied 62.4%
Renter-Occupied 37.6%
Vacancy Rate 4.9%
Median Home Value $248,200
Median Gross Rent $1,122
Owner Cost Burden (30%+) 16.9%
Renter Cost Burden (30%+) 27.4%
Home Value Distribution
< $50k
2.3%
$50–100k
2.0%
$100–200k
8.5%
$200–300k
45.5%
$300–500k
20.3%
$500k–$1M
6.6%
$1M+
1.0%
Gross Rent Distribution
< $500
4.5%
$500–1k
31.2%
$1–1.5k
40.7%
$1.5–2k
12.5%
$2–2.5k
7.9%
$2.5–3.5k
2.7%
$3.5k+
0.5%
Vehicle Availability
No vehicle
5.6%
1 vehicle
35.1%
2 vehicles
39.5%
3+
19.8%
Housing Type
Single-fam. det.
59.0%
Single-fam. att.
5.5%
2–4 units
1.0%
5–19 units
10.7%
20+ units
7.6%
Mobile home
0.3%
Housing Age
Pre-1940
3.5%
1940–1969
0.5%
1970–1999
15.6%
2000–2009
12.1%
2010+
5.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 97.2%
Bachelor's or Higher 46.4%
Graduate Degree 22.9%
Some College / Associate 20.8%
Less Than High School 0.7%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 65.0%
Unemployment Rate 2.4%
Work from Home 12.5%
Self-Employed 5.0%
Government Workers 14.7%
Private For-Profit 80.1%
Industry
Edu/Health
28.8%
Retail
11.7%
Manufacturing
11.6%
Prof. Services
11.4%
Arts/Entmt.
6.8%
Public Admin
6.1%
Finance
5.7%
Construction
4.4%
Transportation
4.2%
Information
2.0%
Wholesale
1.3%
Agriculture
0.3%
Occupation
Management
52.2%
Sales
18.2%
Production
15.3%
Food Prep
10.6%
Construction
3.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 21.8 min
Drove Alone 77.9%
Carpool 7.9%
Public Transit 0.2%
Work from Home 12.5%
Walked 1.2%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 9,565
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 49.5%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 20.5%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
6.2%
5–9
5.1%
10–14
8.4%
15–19
6.0%
20–24
5.5%
25–34
11.5%
35–44
13.7%
45–54
13.4%
55–64
5.8%
65–74
4.2%
75–84
11.0%
85+
6.1%
Under 18: 23.5% Working age (18–64): 76.5% 65 and over: 20.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 5.8%
Naturalized Citizen 55.5%
Speaks English Less Than Very Well 1.6%
Foreign-Born Origin
Asia
34.9%
Latin America
28.1%
Europe
17.3%
Africa
16.1%

Veterans & Disability

Veteran 10.4%
With a Disability 12.7%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 95.9%
Uninsured 4.1%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 93.3%
Has a Computer 97.2%
Same House 1 Year Ago 85.6%
Moved from Abroad 0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023