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ZIP Code 45631

ZIP / ZCTA

Population: 12,669

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 45631

What is the median household income in 45631?
The median household income in 45631 is $54,772 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 45631?
The poverty rate in 45631 is 9.2% (U.S. Census Bureau ACS 2023).
What is the median home value in 45631?
$138,700 (U.S. Census Bureau ACS 2023).
What is the average rent in 45631?
The median gross rent in 45631 is $807 per month (U.S. Census Bureau ACS 2023).
What percentage of 45631 residents have a college degree?
19.4% of adults in 45631 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
12,669
Median Income
$54,772
Median Home Value
$138,700
Poverty Rate
9.2%
Unemployment (ACS 2023)
3.3%
Median Age
43.0 yrs
Since 2019 Median Income: +$9,006 (+19.7%) Home Value: +$21,500 (+18.3%) Poverty Rate: -3.7 pp (-28.7%) Bachelor's+: +1.1 pp (+6%) Unemployment: +0.3 pp (+10%)

Demographics

Total Population 12,669
Median Age 43.0
Female 51.6%
Race & Ethnicity
Hispanic or Latino 1.1% White (non-Hisp.) 92.2% Black 2.9% Asian 0.6% Two or More 3.5% Other 0.7%
Asian Subgroups (% of total pop.)
Chinese
0.3%
Indian
0.1%
Korean
0.1%
Japanese
0.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $54,772 ±$3,950
Per Capita Income $78,490
Median Family Income $68,570
Poverty Rate 9.2%
Child Poverty Rate 14.6%
Working-Age Poverty Rate
SNAP Recipients 16.0%
Social Security Income
Retirement Income 32.9%
Household Income Distribution
< $10k
5.2%
$10–15k
4.6%
$15–25k
10.9%
$25–35k
9.9%
$35–50k
13.5%
$50–75k
22.4%
$75–100k
6.5%
$100–150k
17.6%
$150–200k
6.4%
$200k+
2.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 6,328
Owner-Occupied 71.6%
Renter-Occupied 28.4%
Vacancy Rate 13.9%
Median Home Value $138,700
Median Gross Rent $807
Owner Cost Burden (30%+) 13.0%
Renter Cost Burden (30%+) 34.3%
Home Value Distribution
< $50k
17.2%
$50–100k
13.4%
$100–200k
24.2%
$200–300k
18.5%
$300–500k
5.9%
$500k–$1M
2.8%
Gross Rent Distribution
< $500
9.3%
$500–1k
65.4%
$1–1.5k
20.7%
$1.5–2k
4.5%
Vehicle Availability
No vehicle
9.6%
1 vehicle
33.0%
2 vehicles
34.6%
3+
22.8%
Housing Type
Single-fam. det.
73.7%
Single-fam. att.
0.9%
2–4 units
2.2%
5–19 units
2.9%
20+ units
0.9%
Mobile home
15.1%
Housing Age
Pre-1940
11.8%
1940–1969
6.1%
1970–1999
20.9%
2000–2009
14.3%
2010+
3.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 87.1%
Bachelor's or Higher 19.4%
Graduate Degree 8.3%
Some College / Associate 16.7%
Less Than High School 3.5%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 52.7%
Unemployment Rate 3.3%
Work from Home 6.8%
Self-Employed 3.9%
Government Workers 25.2%
Private For-Profit 70.9%
Industry
Edu/Health
37.0%
Manufacturing
12.6%
Retail
9.7%
Arts/Entmt.
9.2%
Public Admin
7.4%
Finance
5.1%
Prof. Services
5.0%
Transportation
4.1%
Construction
4.0%
Information
1.0%
Wholesale
0.5%
Agriculture
0.5%
Occupation
Management
34.8%
Food Prep
21.1%
Sales
20.3%
Production
17.6%
Construction
6.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 24.0 min
Drove Alone 82.7%
Carpool 7.2%
Public Transit 0.7%
Work from Home 6.8%
Walked 2.1%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 5,451
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 45.5%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 14.7%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
5.8%
5–9
5.5%
10–14
4.3%
15–19
6.6%
20–24
6.2%
25–34
11.3%
35–44
11.3%
45–54
11.6%
55–64
6.3%
65–74
7.7%
75–84
12.7%
85+
7.6%
Under 18: 20.0% Working age (18–64): 80.0% 65 and over: 23.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 0.9%
Naturalized Citizen 89.5%
Speaks English Less Than Very Well 0.4%
Foreign-Born Origin
Asia
59.6%
Europe
26.3%
Latin America
14.0%

Veterans & Disability

Veteran 7.4%
With a Disability 21.1%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 89.8%
Uninsured 10.2%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 76.6%
Has a Computer 85.3%
Same House 1 Year Ago 87.2%
Moved from Abroad 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023