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ZIP Code 45786

ZIP / ZCTA

Population: 3,019

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 45786

What is the median household income in 45786?
The median household income in 45786 is $61,295 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 45786?
The poverty rate in 45786 is 6.9% (U.S. Census Bureau ACS 2023).
What is the median home value in 45786?
$194,500 (U.S. Census Bureau ACS 2023).
What is the average rent in 45786?
The median gross rent in 45786 is $854 per month (U.S. Census Bureau ACS 2023).
What percentage of 45786 residents have a college degree?
17.8% of adults in 45786 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
3,019
Median Income
$61,295
Median Home Value
$194,500
Poverty Rate
6.9%
Unemployment (ACS 2023)
3.8%
Median Age
49.0 yrs
Since 2019 Median Income: $-8,754 (-12.5%) Home Value: +$79,100 (+68.5%) Poverty Rate: +2.3 pp (+50%) Bachelor's+: +8.6 pp (+93.5%) Unemployment: +0.7 pp (+22.6%)

Demographics

Total Population 3,019
Median Age 49.0
Female 44.7%
Race & Ethnicity
Hispanic or Latino 0.3% White (non-Hisp.) 99.6% Black 0.3% Two or More 0.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $61,295 ±$19,242
Per Capita Income $76,837
Median Family Income $83,448
Poverty Rate 6.9%
Child Poverty Rate 13.0%
Working-Age Poverty Rate
SNAP Recipients 5.2%
Social Security Income
Retirement Income 34.3%
Household Income Distribution
< $10k
4.6%
$10–15k
1.2%
$15–25k
4.7%
$25–35k
13.7%
$35–50k
19.2%
$50–75k
11.1%
$75–100k
16.1%
$100–150k
20.8%
$150–200k
5.8%
$200k+
2.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 1,312
Owner-Occupied 85.6%
Renter-Occupied 14.4%
Vacancy Rate 3.9%
Median Home Value $194,500
Median Gross Rent $854
Owner Cost Burden (30%+) 9.5%
Renter Cost Burden (30%+) 8.6%
Home Value Distribution
< $50k
3.9%
$50–100k
10.6%
$100–200k
17.3%
$200–300k
25.1%
$300–500k
16.7%
$500k–$1M
1.6%
$1M+
2.6%
Vehicle Availability
No vehicle
2.1%
1 vehicle
16.0%
2 vehicles
49.3%
3+
32.5%
Housing Type
Single-fam. det.
82.2%
2–4 units
1.1%
Mobile home
14.8%
Housing Age
Pre-1940
22.6%
1940–1969
4.0%
1970–1999
17.2%
2000–2009
14.6%
2010+
6.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 98.7%
Bachelor's or Higher 17.8%
Graduate Degree 5.1%
Some College / Associate 14.5%
Less Than High School 0.6%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 57.3%
Unemployment Rate 3.8%
Work from Home 7.8%
Self-Employed 11.2%
Government Workers 11.9%
Private For-Profit 75.8%
Industry
Manufacturing
22.4%
Edu/Health
21.5%
Construction
14.0%
Retail
8.3%
Arts/Entmt.
8.3%
Prof. Services
6.6%
Transportation
5.0%
Public Admin
4.1%
Agriculture
3.0%
Wholesale
2.7%
Finance
1.3%
Information
0.7%
Occupation
Management
28.9%
Production
28.8%
Sales
18.5%
Food Prep
12.2%
Construction
11.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 25.0 min
Drove Alone 84.7%
Carpool 5.2%
Public Transit 1.1%
Work from Home 7.8%
Walked 0.5%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 1,261
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 51.0%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 17.1%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
6.1%
5–9
3.8%
10–14
5.1%
15–19
7.6%
20–24
5.9%
25–34
9.0%
35–44
10.7%
45–54
8.5%
55–64
7.4%
65–74
8.9%
75–84
18.0%
85+
7.0%
Under 18: 21.4% Working age (18–64): 78.6% 65 and over: 27.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 0.0%
Naturalized Citizen
Speaks English Less Than Very Well 0.0%

Veterans & Disability

Veteran 8.7%
With a Disability 17.7%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 95.4%
Uninsured 4.6%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 75.5%
Has a Computer 86.4%
Same House 1 Year Ago 92.1%
Moved from Abroad 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023