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ZIP Code 78028

ZIP / ZCTA

Population: 40,829

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 78028

What is the median household income in 78028?
The median household income in 78028 is $65,486 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 78028?
The poverty rate in 78028 is 7.1% (U.S. Census Bureau ACS 2023).
What is the median home value in 78028?
$281,300 (U.S. Census Bureau ACS 2023).
What is the average rent in 78028?
The median gross rent in 78028 is $1,097 per month (U.S. Census Bureau ACS 2023).
What percentage of 78028 residents have a college degree?
31.5% of adults in 78028 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
40,829
Median Income
$65,486
Median Home Value
$281,300
Poverty Rate
7.1%
Unemployment (ACS 2023)
2.8%
Median Age
48.0 yrs
Since 2019 Median Income: +$10,701 (+19.5%) Home Value: +$99,400 (+54.6%) Poverty Rate: -1.3 pp (-15.5%) Bachelor's+: +3.6 pp (+12.9%) Unemployment: -1.7 pp (-37.8%)

Demographics

Total Population 40,829
Median Age 48.0
Female 52.2%
Race & Ethnicity
Hispanic or Latino 25.6% White (non-Hisp.) 69.1% Black 1.6% Asian 0.9% Two or More 11.8% Other 6.0%
Asian Subgroups (% of total pop.)
Indian
0.6%
Chinese
0.1%
Filipino
0.1%
Vietnamese
0.1%
Hispanic Subgroups (% of total pop.)
Mexican
21.6%
Puerto Rican
0.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $65,486 ±$5,105
Per Capita Income $86,937
Median Family Income $84,418
Poverty Rate 7.1%
Child Poverty Rate 14.9%
Working-Age Poverty Rate
SNAP Recipients 6.6%
Social Security Income
Retirement Income 35.4%
Household Income Distribution
< $10k
4.1%
$10–15k
3.0%
$15–25k
9.4%
$25–35k
6.0%
$35–50k
15.0%
$50–75k
18.8%
$75–100k
11.0%
$100–150k
20.0%
$150–200k
6.6%
$200k+
5.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 19,285
Owner-Occupied 67.6%
Renter-Occupied 32.4%
Vacancy Rate 9.4%
Median Home Value $281,300
Median Gross Rent $1,097
Owner Cost Burden (30%+) 27.9%
Renter Cost Burden (30%+) 34.6%
Home Value Distribution
< $50k
8.1%
$50–100k
4.8%
$100–200k
6.7%
$200–300k
25.1%
$300–500k
26.9%
$500k–$1M
14.2%
$1M+
3.4%
Gross Rent Distribution
< $500
4.5%
$500–1k
36.9%
$1–1.5k
36.7%
$1.5–2k
16.4%
$2–2.5k
2.7%
$2.5–3.5k
2.6%
$3.5k+
0.1%
Vehicle Availability
No vehicle
6.0%
1 vehicle
32.7%
2 vehicles
44.0%
3+
17.3%
Housing Type
Single-fam. det.
65.3%
Single-fam. att.
2.9%
2–4 units
1.1%
5–19 units
4.6%
20+ units
5.4%
Mobile home
14.1%
Housing Age
Pre-1940
1.9%
1940–1969
4.7%
1970–1999
17.1%
2000–2009
13.7%
2010+
10.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 91.1%
Bachelor's or Higher 31.5%
Graduate Degree 12.5%
Some College / Associate 22.0%
Less Than High School 3.8%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 53.5%
Unemployment Rate 2.8%
Work from Home 8.7%
Self-Employed 11.8%
Government Workers 11.6%
Private For-Profit 76.5%
Industry
Edu/Health
25.4%
Retail
13.5%
Arts/Entmt.
12.6%
Prof. Services
10.4%
Construction
9.0%
Finance
6.3%
Manufacturing
5.4%
Transportation
3.7%
Public Admin
2.9%
Agriculture
1.6%
Information
1.3%
Wholesale
1.1%
Occupation
Management
37.2%
Sales
23.1%
Food Prep
20.4%
Production
10.6%
Construction
8.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 18.2 min
Drove Alone 72.4%
Carpool 13.2%
Public Transit 0.2%
Work from Home 8.7%
Walked 2.8%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 17,474
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 48.2%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 13.3%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
4.8%
5–9
5.0%
10–14
4.8%
15–19
6.0%
20–24
6.1%
25–34
10.6%
35–44
9.7%
45–54
10.1%
55–64
5.3%
65–74
7.4%
75–84
16.3%
85+
9.7%
Under 18: 17.9% Working age (18–64): 82.1% 65 and over: 30.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 6.0%
Naturalized Citizen 55.9%
Speaks English Less Than Very Well 3.4%
Foreign-Born Origin
Latin America
67.0%
Asia
14.5%
Europe
8.3%
Africa
4.9%

Veterans & Disability

Veteran 10.3%
With a Disability 16.8%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 83.8%
Uninsured 16.2%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 89.9%
Has a Computer 95.3%
Same House 1 Year Ago 84.7%
Moved from Abroad 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023