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ZIP Code 78645

ZIP / ZCTA

Population: 15,042

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 78645

What is the median household income in 78645?
The median household income in 78645 is $108,393 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 78645?
The poverty rate in 78645 is 4.3% (U.S. Census Bureau ACS 2023).
What is the median home value in 78645?
$387,200 (U.S. Census Bureau ACS 2023).
What is the average rent in 78645?
The median gross rent in 78645 is $1,455 per month (U.S. Census Bureau ACS 2023).
What percentage of 78645 residents have a college degree?
44.6% of adults in 78645 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
15,042
Median Income
$108,393
Median Home Value
$387,200
Poverty Rate
4.3%
Unemployment (ACS 2023)
5.1%
Median Age
51.0 yrs
Since 2019 Median Income: +$28,214 (+35.2%) Home Value: +$134,400 (+53.2%) Poverty Rate: +1.5 pp (+53.6%) Bachelor's+: +9.5 pp (+27.1%) Unemployment: -0.4 pp (-7.3%)

Demographics

Total Population 15,042
Median Age 51.0
Female 45.8%
Race & Ethnicity
Hispanic or Latino 18.8% White (non-Hisp.) 73.5% Black 2.0% Asian 0.6% Two or More 11.3% Other 3.0%
Asian Subgroups (% of total pop.)
Filipino
0.1%
Korean
0.1%
Vietnamese
0.1%
Hispanic Subgroups (% of total pop.)
Mexican
14.6%
Cuban
0.4%
Puerto Rican
0.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $108,393 ±$17,144
Per Capita Income $130,770
Median Family Income $128,399
Poverty Rate 4.3%
Child Poverty Rate 6.6%
Working-Age Poverty Rate
SNAP Recipients 4.0%
Social Security Income
Retirement Income 36.9%
Household Income Distribution
< $10k
6.1%
$10–15k
0.5%
$15–25k
2.3%
$25–35k
2.8%
$35–50k
6.0%
$50–75k
13.0%
$75–100k
16.8%
$100–150k
19.1%
$150–200k
11.8%
$200k+
21.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 7,525
Owner-Occupied 89.3%
Renter-Occupied 10.7%
Vacancy Rate 13.2%
Median Home Value $387,200
Median Gross Rent $1,455
Owner Cost Burden (30%+) 22.5%
Renter Cost Burden (30%+) 55.1%
Home Value Distribution
< $50k
2.2%
$50–100k
3.3%
$100–200k
6.1%
$200–300k
15.2%
$300–500k
36.9%
$500k–$1M
24.8%
$1M+
8.4%
Gross Rent Distribution
< $500
21.2%
$500–1k
8.9%
$1–1.5k
23.1%
$1.5–2k
26.0%
$2–2.5k
14.2%
$2.5–3.5k
6.1%
$3.5k+
0.5%
Vehicle Availability
No vehicle
3.4%
1 vehicle
24.5%
2 vehicles
44.9%
3+
27.2%
Housing Type
Single-fam. det.
78.1%
Single-fam. att.
5.6%
2–4 units
2.9%
5–19 units
2.2%
20+ units
2.0%
Mobile home
5.8%
Housing Age
1940–1969
0.6%
1970–1999
10.3%
2000–2009
30.0%
2010+
23.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 96.0%
Bachelor's or Higher 44.6%
Graduate Degree 17.2%
Some College / Associate 26.3%
Less Than High School 1.5%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 56.3%
Unemployment Rate 5.1%
Work from Home 25.4%
Self-Employed 8.3%
Government Workers 15.9%
Private For-Profit 75.8%
Industry
Edu/Health
18.9%
Prof. Services
18.6%
Construction
11.5%
Manufacturing
8.4%
Finance
7.4%
Retail
6.8%
Public Admin
6.4%
Arts/Entmt.
6.2%
Information
2.9%
Wholesale
2.6%
Transportation
2.3%
Agriculture
1.0%
Occupation
Management
57.4%
Sales
16.7%
Construction
11.2%
Food Prep
10.3%
Production
4.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 34.0 min
Drove Alone 65.8%
Carpool 5.8%
Public Transit 0.0%
Work from Home 25.4%
Walked 0.9%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 6,532
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 64.0%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 16.4%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
4.5%
5–9
4.7%
10–14
4.7%
15–19
4.4%
20–24
2.1%
25–34
8.9%
35–44
12.3%
45–54
13.8%
55–64
9.2%
65–74
10.7%
75–84
14.7%
85+
8.0%
Under 18: 16.7% Working age (18–64): 83.3% 65 and over: 24.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 9.6%
Naturalized Citizen 46.9%
Speaks English Less Than Very Well 4.4%
Foreign-Born Origin
Latin America
62.7%
Europe
23.7%
Asia
5.7%
Africa
1.9%

Veterans & Disability

Veteran 11.5%
With a Disability 13.2%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 85.4%
Uninsured 14.6%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 93.1%
Has a Computer 97.5%
Same House 1 Year Ago 86.6%
Moved from Abroad 0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023