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ZIP Code 89431

ZIP / ZCTA

Population: 40,772

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 89431

What is the median household income in 89431?
The median household income in 89431 is $64,496 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 89431?
The poverty rate in 89431 is 9.5% (U.S. Census Bureau ACS 2023).
What is the median home value in 89431?
$332,000 (U.S. Census Bureau ACS 2023).
What is the average rent in 89431?
The median gross rent in 89431 is $1,276 per month (U.S. Census Bureau ACS 2023).
What percentage of 89431 residents have a college degree?
14.3% of adults in 89431 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
40,772
Median Income
$64,496
Median Home Value
$332,000
Poverty Rate
9.5%
Unemployment (ACS 2023)
6.6%
Median Age
35.0 yrs
Since 2019 Median Income: +$18,774 (+41.1%) Home Value: +$109,800 (+49.4%) Poverty Rate: -4.2 pp (-30.7%) Bachelor's+: +2.7 pp (+23.3%) Unemployment: -1.7 pp (-20.5%)

Demographics

Total Population 40,772
Median Age 35.0
Female 48.7%
Race & Ethnicity
Hispanic or Latino 48.7% White (non-Hisp.) 38.1% Black 3.1% Asian 5.2% Two or More 24.4% Other 18.1%
Asian Subgroups (% of total pop.)
Filipino
3.7%
Chinese
0.4%
Indian
0.2%
Japanese
0.2%
Korean
0.1%
Hispanic Subgroups (% of total pop.)
Mexican
40.0%
Puerto Rican
0.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $64,496 ±$3,988
Per Capita Income $78,106
Median Family Income $80,602
Poverty Rate 9.5%
Child Poverty Rate 14.0%
Working-Age Poverty Rate
SNAP Recipients 17.5%
Social Security Income
Retirement Income 18.4%
Household Income Distribution
< $10k
4.0%
$10–15k
2.9%
$15–25k
5.9%
$25–35k
7.3%
$35–50k
15.7%
$50–75k
20.9%
$75–100k
14.7%
$100–150k
19.3%
$150–200k
7.4%
$200k+
1.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 16,858
Owner-Occupied 46.6%
Renter-Occupied 53.4%
Vacancy Rate 8.6%
Median Home Value $332,000
Median Gross Rent $1,276
Owner Cost Burden (30%+) 20.8%
Renter Cost Burden (30%+) 37.9%
Home Value Distribution
< $50k
5.9%
$50–100k
1.1%
$100–200k
2.9%
$200–300k
26.5%
$300–500k
53.0%
$500k–$1M
6.9%
$1M+
0.8%
Gross Rent Distribution
< $500
2.4%
$500–1k
19.5%
$1–1.5k
45.9%
$1.5–2k
20.3%
$2–2.5k
10.6%
$3.5k+
1.2%
Vehicle Availability
No vehicle
7.2%
1 vehicle
33.1%
2 vehicles
38.9%
3+
20.8%
Housing Type
Single-fam. det.
48.5%
Single-fam. att.
7.3%
2–4 units
4.4%
5–19 units
9.0%
20+ units
10.7%
Mobile home
2.5%
Housing Age
Pre-1940
4.5%
1940–1969
6.0%
1970–1999
25.8%
2000–2009
4.4%
2010+
6.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 75.5%
Bachelor's or Higher 14.3%
Graduate Degree 4.5%
Some College / Associate 25.2%
Less Than High School 12.9%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 68.9%
Unemployment Rate 6.6%
Work from Home 7.2%
Self-Employed 3.8%
Government Workers 9.9%
Private For-Profit 86.3%
Industry
Arts/Entmt.
15.8%
Manufacturing
13.1%
Edu/Health
12.5%
Retail
11.4%
Prof. Services
10.7%
Construction
9.7%
Transportation
7.6%
Finance
5.3%
Public Admin
3.4%
Wholesale
3.4%
Information
1.3%
Agriculture
0.7%
Occupation
Production
25.3%
Food Prep
23.8%
Management
22.0%
Sales
18.1%
Construction
10.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 22.2 min
Drove Alone 70.5%
Carpool 15.1%
Public Transit 4.0%
Work from Home 7.2%
Walked 1.9%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 15,404
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 36.1%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 16.1%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
6.4%
5–9
6.9%
10–14
6.6%
15–19
5.1%
20–24
8.2%
25–34
15.8%
35–44
13.9%
45–54
13.4%
55–64
5.4%
65–74
5.2%
75–84
7.6%
85+
4.5%
Under 18: 23.0% Working age (18–64): 77.0% 65 and over: 13.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 22.3%
Naturalized Citizen 34.1%
Speaks English Less Than Very Well 14.2%
Foreign-Born Origin
Latin America
80.8%
Asia
14.4%
Europe
2.4%
Africa
0.6%

Veterans & Disability

Veteran 7.0%
With a Disability 15.0%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 83.6%
Uninsured 16.4%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 86.5%
Has a Computer 95.1%
Same House 1 Year Ago 84.8%
Moved from Abroad 0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023