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ZIP Code 95123

ZIP / ZCTA

Population: 70,279

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 95123

What is the median household income in 95123?
The median household income in 95123 is $136,364 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 95123?
The poverty rate in 95123 is 3.7% (U.S. Census Bureau ACS 2023).
What is the median home value in 95123?
$1,108,100 (U.S. Census Bureau ACS 2023).
What is the average rent in 95123?
The median gross rent in 95123 is $2,953 per month (U.S. Census Bureau ACS 2023).
What percentage of 95123 residents have a college degree?
44.8% of adults in 95123 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
70,279
Median Income
$136,364
Median Home Value
$1,108,100
Poverty Rate
3.7%
Unemployment (ACS 2023)
4.1%
Median Age
37.0 yrs
Since 2019 Median Income: +$18,785 (+16%) Home Value: +$301,800 (+37.4%) Poverty Rate: 0.0 pp (+0%) Bachelor's+: +0.4 pp (+0.9%) Unemployment: -0.5 pp (-10.9%)

Demographics

Total Population 70,279
Median Age 37.0
Female 50.8%
Race & Ethnicity
Hispanic or Latino 29.3% White (non-Hisp.) 34.6% Black 3.7% Asian 26.8% Two or More 18.3% Other 9.0%
Asian Subgroups (% of total pop.)
Vietnamese
7.2%
Indian
5.4%
Chinese
4.9%
Filipino
3.9%
Korean
1.3%
Japanese
0.8%
Hispanic Subgroups (% of total pop.)
Mexican
22.8%
Puerto Rican
0.5%
Cuban
0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $136,364 ±$6,771
Per Capita Income $172,095
Median Family Income $151,611
Poverty Rate 3.7%
Child Poverty Rate 4.6%
Working-Age Poverty Rate
SNAP Recipients 5.0%
Social Security Income
Retirement Income 20.9%
Household Income Distribution
< $10k
2.1%
$10–15k
1.1%
$15–25k
2.0%
$25–35k
2.5%
$35–50k
5.5%
$50–75k
9.8%
$75–100k
12.0%
$100–150k
19.7%
$150–200k
14.9%
$200k+
30.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 25,023
Owner-Occupied 60.3%
Renter-Occupied 39.7%
Vacancy Rate 3.1%
Median Home Value $1,108,100
Median Gross Rent $2,953
Owner Cost Burden (30%+) 24.0%
Renter Cost Burden (30%+) 42.2%
Home Value Distribution
< $50k
1.5%
$50–100k
0.8%
$100–200k
1.9%
$200–300k
1.2%
$300–500k
5.1%
$500k–$1M
22.4%
$1M+
66.2%
Gross Rent Distribution
< $500
1.6%
$500–1k
2.9%
$1–1.5k
3.2%
$1.5–2k
8.5%
$2–2.5k
14.8%
$2.5–3.5k
21.1%
$3.5k+
48.0%
Vehicle Availability
No vehicle
4.0%
1 vehicle
29.3%
2 vehicles
42.0%
3+
24.7%
Housing Type
Single-fam. det.
51.9%
Single-fam. att.
12.2%
2–4 units
0.6%
5–19 units
4.0%
20+ units
17.3%
Mobile home
4.5%
Housing Age
Pre-1940
0.6%
1940–1969
0.4%
1970–1999
35.0%
2000–2009
6.5%
2010+
10.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 90.6%
Bachelor's or Higher 44.8%
Graduate Degree 17.4%
Some College / Associate 20.5%
Less Than High School 5.4%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 70.2%
Unemployment Rate 4.1%
Work from Home 17.7%
Self-Employed 5.5%
Government Workers 12.7%
Private For-Profit 81.7%
Industry
Edu/Health
22.5%
Prof. Services
18.8%
Manufacturing
13.3%
Retail
10.1%
Arts/Entmt.
8.2%
Construction
6.1%
Finance
4.4%
Information
4.0%
Public Admin
3.3%
Transportation
3.1%
Wholesale
1.7%
Agriculture
0.3%
Occupation
Management
51.2%
Sales
19.1%
Food Prep
17.4%
Production
6.2%
Construction
6.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 29.6 min
Drove Alone 69.2%
Carpool 9.4%
Public Transit 1.4%
Work from Home 17.7%
Walked 1.3%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 24,251
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 51.8%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 22.2%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
6.0%
5–9
5.9%
10–14
5.1%
15–19
6.5%
20–24
6.7%
25–34
16.2%
35–44
14.2%
45–54
13.5%
55–64
7.3%
65–74
5.6%
75–84
7.2%
85+
3.9%
Under 18: 21.0% Working age (18–64): 79.0% 65 and over: 13.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 30.1%
Naturalized Citizen 60.3%
Speaks English Less Than Very Well 15.3%
Foreign-Born Origin
Asia
61.4%
Latin America
25.8%
Europe
7.3%
Africa
4.3%

Veterans & Disability

Veteran 3.5%
With a Disability 10.1%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 96.4%
Uninsured 3.6%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 96.1%
Has a Computer 97.8%
Same House 1 Year Ago 90.6%
Moved from Abroad 0.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023