ZIP Code 95540
ZIP / ZCTAPopulation: 14,641
ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.
Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).
Quick Facts — 95540
- What is the median household income in 95540?
- The median household income in 95540 is $62,346 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
- What is the poverty rate in 95540?
- The poverty rate in 95540 is 11.0% (U.S. Census Bureau ACS 2023).
- What is the median home value in 95540?
- $362,400 (U.S. Census Bureau ACS 2023).
- What is the average rent in 95540?
- The median gross rent in 95540 is $1,135 per month (U.S. Census Bureau ACS 2023).
- What percentage of 95540 residents have a college degree?
- 24.1% of adults in 95540 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
14,641
Median Income
$62,346
Median Home Value
$362,400
Poverty Rate
11.0%
Unemployment (ACS 2023)
7.0%
Median Age
37.0 yrs
Since 2019
Median Income:
+$16,127 (+34.9%)
Home Value:
+$72,700 (+25.1%)
Poverty Rate:
-0.3 pp (-2.7%)
Bachelor's+:
+3.3 pp (+15.9%)
Unemployment:
-0.1 pp (-1.4%)
Demographics
Total Population
14,641
Median Age
37.0
Female
52.0%
Race & Ethnicity
Hispanic or Latino 19.2%
White (non-Hisp.) 68.2%
Black 0.7%
Asian 2.7%
Two or More 12.3%
Other 10.3%
Asian Subgroups (% of total pop.)
Chinese
0.7%
Indian
0.3%
Filipino
0.1%
Korean
0.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Income & Poverty
Median Household Income
$62,346
±$4,927
Per Capita Income
$89,116
Median Family Income
$77,563
Poverty Rate
11.0%
Child Poverty Rate
16.4%
Working-Age Poverty Rate
—
SNAP Recipients
17.3%
Social Security Income
—
Retirement Income
22.2%
Household Income Distribution
< $10k
6.6%
$10–15k
5.3%
$15–25k
7.5%
$25–35k
11.6%
$35–50k
10.1%
$50–75k
15.9%
$75–100k
10.2%
$100–150k
15.7%
$150–200k
9.1%
$200k+
8.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Housing
Total Housing Units
6,087
Owner-Occupied
58.5%
Renter-Occupied
41.5%
Vacancy Rate
6.4%
Median Home Value
$362,400
Median Gross Rent
$1,135
Owner Cost Burden (30%+)
27.0%
Renter Cost Burden (30%+)
53.6%
Home Value Distribution
< $50k
2.9%
$50–100k
2.6%
$100–200k
0.3%
$200–300k
21.4%
$300–500k
47.1%
$500k–$1M
19.9%
$1M+
2.6%
Gross Rent Distribution
< $500
5.5%
$500–1k
26.8%
$1–1.5k
40.7%
$1.5–2k
17.1%
$2–2.5k
7.5%
$2.5–3.5k
2.5%
Vehicle Availability
No vehicle
5.5%
1 vehicle
32.1%
2 vehicles
32.9%
3+
29.5%
Housing Type
Single-fam. det.
69.6%
Single-fam. att.
5.9%
2–4 units
7.2%
5–19 units
4.6%
20+ units
1.3%
Mobile home
6.9%
Housing Age
Pre-1940
9.9%
1940–1969
5.4%
1970–1999
16.9%
2000–2009
9.6%
2010+
4.2%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Education
High School or Higher
87.8%
Bachelor's or Higher
24.1%
Graduate Degree
7.7%
Some College / Associate
27.4%
Less Than High School
4.6%
Enrolled in School
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Employment
Labor Force Participation
57.4%
Unemployment Rate
7.0%
Work from Home
7.6%
Self-Employed
9.3%
Government Workers
18.8%
Private For-Profit
71.5%
Industry
Edu/Health
19.8%
Arts/Entmt.
13.1%
Retail
12.7%
Prof. Services
10.9%
Construction
8.8%
Manufacturing
8.1%
Public Admin
7.5%
Finance
6.2%
Agriculture
2.8%
Transportation
2.6%
Wholesale
1.7%
Information
1.6%
Occupation
Management
30.0%
Food Prep
22.1%
Sales
21.3%
Production
14.3%
Construction
12.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Commute
Median Travel Time
21.5 min
Drove Alone
74.5%
Carpool
10.8%
Public Transit
1.3%
Work from Home
7.6%
Walked
3.6%
Bicycle
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Households & Families
Total Households
5,696
Avg. Household Size
2.00
Avg. Family Size
—
Married-Couple Households
44.7%
Single-Mother Households
—
Single-Father Households
—
Living Alone
—
Households with Children
18.2%
Multigenerational
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Age Distribution
Under 5
5.3%
5–9
6.4%
10–14
5.8%
15–19
6.4%
20–24
9.4%
25–34
12.3%
35–44
13.1%
45–54
9.8%
55–64
6.7%
65–74
8.1%
75–84
9.3%
85+
4.7%
Under 18: 21.2%
Working age (18–64): 78.8%
65 and over: 16.6%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Social Characteristics
Immigration
Foreign Born
11.6%
Naturalized Citizen
42.5%
Speaks English Less Than Very Well
6.8%
Foreign-Born Origin
Latin America
74.1%
Asia
19.4%
Europe
5.2%
Veterans & Disability
Veteran
7.4%
With a Disability
18.2%
Cognitive Difficulty
—
Ambulatory Difficulty
—
Health Insurance
Insured
94.9%
Uninsured
5.1%
Employer Insurance
—
Medicaid
—
Medicare
—
Technology & Mobility
Broadband Internet
89.6%
Has a Computer
92.2%
Same House 1 Year Ago
86.9%
Moved from Abroad
0.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023