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ZIP Code 95640

ZIP / ZCTA

Population: 12,811

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 95640

What is the median household income in 95640?
The median household income in 95640 is $94,045 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 95640?
The poverty rate in 95640 is 2.3% (U.S. Census Bureau ACS 2023).
What is the median home value in 95640?
$432,100 (U.S. Census Bureau ACS 2023).
What is the average rent in 95640?
The median gross rent in 95640 is $1,516 per month (U.S. Census Bureau ACS 2023).
What percentage of 95640 residents have a college degree?
16.3% of adults in 95640 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
12,811
Median Income
$94,045
Median Home Value
$432,100
Poverty Rate
2.3%
Unemployment (ACS 2023)
4.5%
Median Age
40.0 yrs
Since 2019 Median Income: +$26,123 (+38.5%) Home Value: +$121,700 (+39.2%) Poverty Rate: -5.6 pp (-70.9%) Bachelor's+: +3.8 pp (+30.4%) Unemployment: +0.9 pp (+25%)

Demographics

Total Population 12,811
Median Age 40.0
Female 38.9%
Race & Ethnicity
Hispanic or Latino 21.3% White (non-Hisp.) 64.1% Black 4.4% Asian 0.9% Two or More 16.6% Other 9.5%
Asian Subgroups (% of total pop.)
Vietnamese
0.3%
Chinese
0.2%
Filipino
0.2%
Korean
0.1%
Hispanic Subgroups (% of total pop.)
Mexican
14.1%
Puerto Rican
0.6%
Cuban
0.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $94,045 ±$15,558
Per Capita Income $106,400
Median Family Income $120,978
Poverty Rate 2.3%
Child Poverty Rate 1.6%
Working-Age Poverty Rate
SNAP Recipients 7.0%
Social Security Income
Retirement Income 31.6%
Household Income Distribution
< $10k
8.6%
$10–15k
2.1%
$15–25k
3.5%
$25–35k
1.8%
$35–50k
5.6%
$50–75k
19.8%
$75–100k
11.4%
$100–150k
21.3%
$150–200k
16.4%
$200k+
9.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 4,120
Owner-Occupied 81.1%
Renter-Occupied 18.9%
Vacancy Rate 4.5%
Median Home Value $432,100
Median Gross Rent $1,516
Owner Cost Burden (30%+) 22.3%
Renter Cost Burden (30%+) 18.4%
Home Value Distribution
< $50k
1.6%
$50–100k
0.3%
$100–200k
2.8%
$200–300k
11.1%
$300–500k
49.1%
$500k–$1M
29.1%
$1M+
3.0%
Gross Rent Distribution
< $500
24.4%
$500–1k
1.6%
$1–1.5k
22.7%
$1.5–2k
42.7%
$2–2.5k
8.7%
Vehicle Availability
No vehicle
4.4%
1 vehicle
22.3%
2 vehicles
39.4%
3+
33.9%
Housing Type
Single-fam. det.
81.1%
Single-fam. att.
2.9%
2–4 units
0.4%
20+ units
4.5%
Mobile home
9.4%
Housing Age
Pre-1940
5.9%
1970–1999
9.0%
2000–2009
31.2%
2010+
11.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 86.1%
Bachelor's or Higher 16.3%
Graduate Degree 3.2%
Some College / Associate 32.0%
Less Than High School 4.2%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 43.7%
Unemployment Rate 4.5%
Work from Home 10.5%
Self-Employed 6.5%
Government Workers 21.7%
Private For-Profit 71.8%
Industry
Public Admin
14.4%
Edu/Health
14.0%
Construction
11.1%
Retail
10.5%
Prof. Services
10.1%
Arts/Entmt.
7.9%
Transportation
6.3%
Manufacturing
5.3%
Finance
5.1%
Agriculture
2.9%
Information
1.8%
Wholesale
1.5%
Occupation
Management
28.3%
Food Prep
24.3%
Sales
19.9%
Construction
15.4%
Production
12.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 27.7 min
Drove Alone 78.0%
Carpool 8.6%
Public Transit 0.0%
Work from Home 10.5%
Walked 2.1%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 3,934
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 55.7%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 24.0%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
5.1%
5–9
4.6%
10–14
3.9%
15–19
4.4%
20–24
3.1%
25–34
15.4%
35–44
16.5%
45–54
15.0%
55–64
5.1%
65–74
9.1%
75–84
11.1%
85+
5.3%
Under 18: 17.2% Working age (18–64): 82.8% 65 and over: 17.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 7.2%
Naturalized Citizen 58.1%
Speaks English Less Than Very Well 5.0%
Foreign-Born Origin
Latin America
63.1%
Asia
20.1%
Europe
13.9%
Africa
0.3%

Veterans & Disability

Veteran 8.7%
With a Disability 11.1%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 92.5%
Uninsured 7.5%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 87.0%
Has a Computer 90.2%
Same House 1 Year Ago 84.0%
Moved from Abroad 0.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023