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ZIP Code 98031

ZIP / ZCTA

Population: 40,898

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 98031

What is the median household income in 98031?
The median household income in 98031 is $101,458 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 98031?
The poverty rate in 98031 is 7.8% (U.S. Census Bureau ACS 2023).
What is the median home value in 98031?
$552,300 (U.S. Census Bureau ACS 2023).
What is the average rent in 98031?
The median gross rent in 98031 is $1,956 per month (U.S. Census Bureau ACS 2023).
What percentage of 98031 residents have a college degree?
30.4% of adults in 98031 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
40,898
Median Income
$101,458
Median Home Value
$552,300
Poverty Rate
7.8%
Unemployment (ACS 2023)
7.2%
Median Age
36.0 yrs
Since 2019 Median Income: +$18,134 (+21.8%) Home Value: +$196,900 (+55.4%) Poverty Rate: -1.0 pp (-11.4%) Bachelor's+: +2.2 pp (+7.8%) Unemployment: +2.0 pp (+38.5%)

Demographics

Total Population 40,898
Median Age 36.0
Female 49.3%
Race & Ethnicity
Hispanic or Latino 12.9% White (non-Hisp.) 35.6% Black 13.1% Asian 26.8% Two or More 12.8% Other 7.6%
Asian Subgroups (% of total pop.)
Indian
5.8%
Filipino
5.8%
Vietnamese
5.3%
Chinese
4.2%
Japanese
0.9%
Korean
0.6%
Hispanic Subgroups (% of total pop.)
Mexican
9.2%
Puerto Rican
0.7%
Cuban
0.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $101,458 ±$13,556
Per Capita Income $118,920
Median Family Income $110,931
Poverty Rate 7.8%
Child Poverty Rate 12.7%
Working-Age Poverty Rate
SNAP Recipients 15.7%
Social Security Income
Retirement Income 23.9%
Household Income Distribution
< $10k
3.7%
$10–15k
1.4%
$15–25k
3.5%
$25–35k
5.1%
$35–50k
9.0%
$50–75k
15.6%
$75–100k
11.4%
$100–150k
21.6%
$150–200k
12.3%
$200k+
16.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 14,342
Owner-Occupied 67.1%
Renter-Occupied 32.9%
Vacancy Rate 3.1%
Median Home Value $552,300
Median Gross Rent $1,956
Owner Cost Burden (30%+) 27.1%
Renter Cost Burden (30%+) 45.8%
Home Value Distribution
< $50k
1.2%
$50–100k
2.2%
$100–200k
1.3%
$200–300k
4.5%
$300–500k
29.9%
$500k–$1M
57.1%
$1M+
2.3%
Gross Rent Distribution
< $500
3.0%
$500–1k
5.7%
$1–1.5k
14.5%
$1.5–2k
29.4%
$2–2.5k
33.4%
$2.5–3.5k
8.8%
$3.5k+
5.2%
Vehicle Availability
No vehicle
4.5%
1 vehicle
26.3%
2 vehicles
39.2%
3+
30.1%
Housing Type
Single-fam. det.
67.1%
Single-fam. att.
3.7%
2–4 units
1.0%
5–19 units
5.9%
20+ units
4.9%
Mobile home
3.9%
Housing Age
Pre-1940
0.9%
1940–1969
0.2%
1970–1999
20.6%
2000–2009
12.1%
2010+
5.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 88.8%
Bachelor's or Higher 30.4%
Graduate Degree 8.4%
Some College / Associate 24.0%
Less Than High School 6.2%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 70.6%
Unemployment Rate 7.2%
Work from Home 13.0%
Self-Employed 6.7%
Government Workers 13.4%
Private For-Profit 79.9%
Industry
Edu/Health
23.2%
Prof. Services
12.4%
Retail
11.1%
Manufacturing
10.6%
Arts/Entmt.
8.6%
Transportation
8.1%
Construction
7.9%
Finance
4.1%
Public Admin
4.1%
Wholesale
3.3%
Information
2.3%
Agriculture
0.1%
Occupation
Management
36.4%
Sales
20.3%
Food Prep
19.1%
Production
16.7%
Construction
7.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 30.5 min
Drove Alone 72.4%
Carpool 9.1%
Public Transit 3.4%
Work from Home 13.0%
Walked 1.0%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 13,900
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 52.0%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 22.0%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
6.3%
5–9
7.7%
10–14
6.0%
15–19
5.4%
20–24
5.8%
25–34
16.1%
35–44
13.7%
45–54
12.5%
55–64
7.1%
65–74
7.3%
75–84
7.7%
85+
3.1%
Under 18: 23.8% Working age (18–64): 76.2% 65 and over: 12.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 31.4%
Naturalized Citizen 57.4%
Speaks English Less Than Very Well 18.8%
Foreign-Born Origin
Asia
60.1%
Latin America
14.5%
Africa
11.9%
Europe
9.8%

Veterans & Disability

Veteran 5.4%
With a Disability 10.1%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 92.0%
Uninsured 8.0%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 96.9%
Has a Computer 98.6%
Same House 1 Year Ago 87.3%
Moved from Abroad 1.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023