ZIP Code 98038
ZIP / ZCTAPopulation: 37,868
ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.
Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).
Quick Facts — 98038
- What is the median household income in 98038?
- The median household income in 98038 is $144,733 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
- What is the poverty rate in 98038?
- The poverty rate in 98038 is 3.7% (U.S. Census Bureau ACS 2023).
- What is the median home value in 98038?
- $714,100 (U.S. Census Bureau ACS 2023).
- What is the average rent in 98038?
- The median gross rent in 98038 is $2,152 per month (U.S. Census Bureau ACS 2023).
- What percentage of 98038 residents have a college degree?
- 46.4% of adults in 98038 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
37,868
Median Income
$144,733
Median Home Value
$714,100
Poverty Rate
3.7%
Unemployment (ACS 2023)
4.3%
Median Age
38.0 yrs
Since 2019
Median Income:
+$33,044 (+29.6%)
Home Value:
+$274,500 (+62.4%)
Poverty Rate:
+0.9 pp (+32.1%)
Bachelor's+:
+4.0 pp (+9.4%)
Unemployment:
-0.4 pp (-8.5%)
Demographics
Total Population
37,868
Median Age
38.0
Female
48.4%
Race & Ethnicity
Hispanic or Latino 6.3%
White (non-Hisp.) 73.3%
Black 1.7%
Asian 10.3%
Two or More 9.3%
Other 1.7%
Asian Subgroups (% of total pop.)
Indian
3.9%
Chinese
1.8%
Filipino
1.5%
Korean
0.8%
Vietnamese
0.2%
Japanese
0.2%
Hispanic Subgroups (% of total pop.)
Mexican
3.1%
Puerto Rican
0.3%
Cuban
0.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Income & Poverty
Median Household Income
$144,733
±$10,209
Per Capita Income
$166,243
Median Family Income
$158,429
Poverty Rate
3.7%
Child Poverty Rate
5.1%
Working-Age Poverty Rate
—
SNAP Recipients
5.1%
Social Security Income
—
Retirement Income
22.8%
Household Income Distribution
< $10k
2.7%
$10–15k
0.8%
$15–25k
3.5%
$25–35k
1.9%
$35–50k
4.8%
$50–75k
9.0%
$75–100k
9.2%
$100–150k
19.9%
$150–200k
19.1%
$200k+
29.2%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Housing
Total Housing Units
13,157
Owner-Occupied
86.1%
Renter-Occupied
13.9%
Vacancy Rate
2.4%
Median Home Value
$714,100
Median Gross Rent
$2,152
Owner Cost Burden (30%+)
20.4%
Renter Cost Burden (30%+)
43.9%
Home Value Distribution
< $50k
0.5%
$50–100k
0.5%
$100–200k
0.4%
$200–300k
0.4%
$300–500k
13.8%
$500k–$1M
68.2%
$1M+
16.2%
Gross Rent Distribution
< $500
1.6%
$500–1k
3.7%
$1–1.5k
15.0%
$1.5–2k
22.2%
$2–2.5k
24.6%
$2.5–3.5k
22.2%
$3.5k+
10.6%
Vehicle Availability
No vehicle
2.3%
1 vehicle
19.5%
2 vehicles
45.4%
3+
32.8%
Housing Type
Single-fam. det.
87.0%
Single-fam. att.
3.7%
2–4 units
0.5%
5–19 units
1.1%
20+ units
1.7%
Mobile home
1.6%
Housing Age
Pre-1940
2.4%
1940–1969
1.2%
1970–1999
7.2%
2000–2009
28.2%
2010+
12.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Education
High School or Higher
97.0%
Bachelor's or Higher
46.4%
Graduate Degree
16.0%
Some College / Associate
21.7%
Less Than High School
0.9%
Enrolled in School
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Employment
Labor Force Participation
67.7%
Unemployment Rate
4.3%
Work from Home
20.2%
Self-Employed
2.9%
Government Workers
17.5%
Private For-Profit
79.6%
Industry
Edu/Health
19.8%
Prof. Services
13.9%
Retail
13.4%
Manufacturing
10.7%
Construction
9.0%
Public Admin
6.4%
Transportation
6.0%
Arts/Entmt.
5.9%
Finance
5.8%
Wholesale
3.1%
Information
2.2%
Agriculture
0.5%
Occupation
Management
55.6%
Sales
19.7%
Food Prep
9.4%
Production
8.1%
Construction
7.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Commute
Median Travel Time
37.2 min
Drove Alone
71.7%
Carpool
4.7%
Public Transit
1.6%
Work from Home
20.2%
Walked
0.9%
Bicycle
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Households & Families
Total Households
12,837
Avg. Household Size
2.00
Avg. Family Size
—
Married-Couple Households
68.6%
Single-Mother Households
—
Single-Father Households
—
Living Alone
—
Households with Children
35.9%
Multigenerational
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Age Distribution
Under 5
6.0%
5–9
7.6%
10–14
9.9%
15–19
8.2%
20–24
3.3%
25–34
9.3%
35–44
17.2%
45–54
14.9%
55–64
6.4%
65–74
5.9%
75–84
7.0%
85+
2.9%
Under 18: 29.0%
Working age (18–64): 71.0%
65 and over: 11.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Social Characteristics
Immigration
Foreign Born
12.9%
Naturalized Citizen
49.1%
Speaks English Less Than Very Well
3.8%
Foreign-Born Origin
Asia
61.3%
Europe
24.6%
Latin America
5.8%
Africa
1.6%
Veterans & Disability
Veteran
8.5%
With a Disability
8.6%
Cognitive Difficulty
—
Ambulatory Difficulty
—
Health Insurance
Insured
97.2%
Uninsured
2.8%
Employer Insurance
—
Medicaid
—
Medicare
—
Technology & Mobility
Broadband Internet
95.7%
Has a Computer
97.9%
Same House 1 Year Ago
87.2%
Moved from Abroad
1.5%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023