ZIP Code 98102
ZIP / ZCTAPopulation: 26,583
ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.
Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).
Quick Facts — 98102
- What is the median household income in 98102?
- The median household income in 98102 is $114,395 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
- What is the poverty rate in 98102?
- The poverty rate in 98102 is 2.7% (U.S. Census Bureau ACS 2023).
- What is the median home value in 98102?
- $988,700 (U.S. Census Bureau ACS 2023).
- What is the average rent in 98102?
- The median gross rent in 98102 is $1,920 per month (U.S. Census Bureau ACS 2023).
- What percentage of 98102 residents have a college degree?
- 78.6% of adults in 98102 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
26,583
Median Income
$114,395
Median Home Value
$988,700
Poverty Rate
2.7%
Unemployment (ACS 2023)
5.1%
Median Age
33.0 yrs
Since 2019
Median Income:
+$22,929 (+25.1%)
Home Value:
+$226,200 (+29.7%)
Poverty Rate:
+0.3 pp (+12.5%)
Bachelor's+:
+1.0 pp (+1.3%)
Unemployment:
+2.3 pp (+82.1%)
Demographics
Total Population
26,583
Median Age
33.0
Female
44.5%
Race & Ethnicity
Hispanic or Latino 7.5%
White (non-Hisp.) 68.1%
Black 2.0%
Asian 12.6%
Two or More 11.6%
Other 2.9%
Asian Subgroups (% of total pop.)
Chinese
4.9%
Indian
2.7%
Korean
1.6%
Japanese
1.0%
Filipino
0.9%
Vietnamese
0.4%
Hispanic Subgroups (% of total pop.)
Mexican
4.5%
Cuban
0.2%
Puerto Rican
0.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Income & Poverty
Median Household Income
$114,395
±$11,711
Per Capita Income
$156,923
Median Family Income
$221,286
Poverty Rate
2.7%
Child Poverty Rate
8.4%
Working-Age Poverty Rate
—
SNAP Recipients
5.9%
Social Security Income
—
Retirement Income
8.4%
Household Income Distribution
< $10k
4.0%
$10–15k
1.9%
$15–25k
3.7%
$25–35k
4.4%
$35–50k
7.5%
$50–75k
13.3%
$75–100k
10.8%
$100–150k
15.6%
$150–200k
10.7%
$200k+
28.2%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Housing
Total Housing Units
17,944
Owner-Occupied
25.5%
Renter-Occupied
74.5%
Vacancy Rate
6.1%
Median Home Value
$988,700
Median Gross Rent
$1,920
Owner Cost Burden (30%+)
20.7%
Renter Cost Burden (30%+)
32.2%
Home Value Distribution
< $50k
0.9%
$50–100k
0.5%
$200–300k
1.6%
$300–500k
15.6%
$500k–$1M
31.6%
$1M+
49.4%
Gross Rent Distribution
< $500
2.3%
$500–1k
3.6%
$1–1.5k
14.9%
$1.5–2k
34.8%
$2–2.5k
20.5%
$2.5–3.5k
14.7%
$3.5k+
9.2%
Vehicle Availability
No vehicle
29.1%
1 vehicle
51.2%
2 vehicles
16.6%
3+
3.1%
Housing Type
Single-fam. det.
11.7%
Single-fam. att.
5.3%
2–4 units
0.8%
5–19 units
8.8%
20+ units
50.8%
Housing Age
Pre-1940
31.1%
1940–1969
2.1%
1970–1999
7.1%
2000–2009
10.6%
2010+
16.5%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Education
High School or Higher
99.0%
Bachelor's or Higher
78.6%
Graduate Degree
32.8%
Some College / Associate
10.8%
Less Than High School
0.7%
Enrolled in School
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Employment
Labor Force Participation
85.0%
Unemployment Rate
5.1%
Work from Home
32.7%
Self-Employed
5.4%
Government Workers
9.6%
Private For-Profit
84.9%
Industry
Prof. Services
33.2%
Edu/Health
18.2%
Retail
10.6%
Arts/Entmt.
8.2%
Finance
6.8%
Manufacturing
6.4%
Information
6.4%
Transportation
1.9%
Wholesale
1.5%
Construction
1.4%
Public Admin
1.1%
Agriculture
0.2%
Occupation
Management
76.2%
Sales
12.2%
Food Prep
6.9%
Production
3.2%
Construction
1.5%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Commute
Median Travel Time
27.1 min
Drove Alone
29.2%
Carpool
3.8%
Public Transit
18.8%
Work from Home
32.7%
Walked
10.0%
Bicycle
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Households & Families
Total Households
16,858
Avg. Household Size
1.00
Avg. Family Size
—
Married-Couple Households
20.0%
Single-Mother Households
—
Single-Father Households
—
Living Alone
—
Households with Children
3.6%
Multigenerational
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Age Distribution
Under 5
1.5%
5–9
1.5%
10–14
1.3%
15–19
1.5%
20–24
8.8%
25–34
41.8%
35–44
18.3%
45–54
11.3%
55–64
4.1%
65–74
2.7%
75–84
4.5%
85+
2.2%
Under 18: 5.4%
Working age (18–64): 94.6%
65 and over: 7.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Social Characteristics
Immigration
Foreign Born
15.0%
Naturalized Citizen
44.5%
Speaks English Less Than Very Well
2.4%
Foreign-Born Origin
Asia
52.4%
Europe
16.9%
Latin America
12.4%
Africa
3.7%
Veterans & Disability
Veteran
1.8%
With a Disability
11.3%
Cognitive Difficulty
—
Ambulatory Difficulty
—
Health Insurance
Insured
97.2%
Uninsured
2.8%
Employer Insurance
—
Medicaid
—
Medicare
—
Technology & Mobility
Broadband Internet
95.8%
Has a Computer
99.5%
Same House 1 Year Ago
71.9%
Moved from Abroad
1.8%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023