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ZIP Code 98103

ZIP / ZCTA

Population: 51,988

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 98103

What is the median household income in 98103?
The median household income in 98103 is $127,372 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 98103?
The poverty rate in 98103 is 2.4% (U.S. Census Bureau ACS 2023).
What is the median home value in 98103?
$1,012,900 (U.S. Census Bureau ACS 2023).
What is the average rent in 98103?
The median gross rent in 98103 is $2,006 per month (U.S. Census Bureau ACS 2023).
What percentage of 98103 residents have a college degree?
77.3% of adults in 98103 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
51,988
Median Income
$127,372
Median Home Value
$1,012,900
Poverty Rate
2.4%
Unemployment (ACS 2023)
3.3%
Median Age
34.0 yrs
Since 2019 Median Income: +$22,195 (+21.1%) Home Value: +$273,800 (+37%) Poverty Rate: 0.0 pp (+0%) Bachelor's+: +1.6 pp (+2.1%) Unemployment: +0.5 pp (+17.9%)

Demographics

Total Population 51,988
Median Age 34.0
Female 52.1%
Race & Ethnicity
Hispanic or Latino 8.0% White (non-Hisp.) 69.8% Black 2.7% Asian 11.4% Two or More 11.5% Other 2.2%
Asian Subgroups (% of total pop.)
Chinese
3.6%
Indian
2.2%
Korean
1.4%
Japanese
1.1%
Filipino
0.9%
Vietnamese
0.8%
Hispanic Subgroups (% of total pop.)
Mexican
4.1%
Cuban
0.6%
Puerto Rican
0.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $127,372 ±$8,113
Per Capita Income $180,239
Median Family Income $216,833
Poverty Rate 2.4%
Child Poverty Rate 3.4%
Working-Age Poverty Rate
SNAP Recipients 3.3%
Social Security Income
Retirement Income 14.6%
Household Income Distribution
< $10k
2.3%
$10–15k
3.4%
$15–25k
2.5%
$25–35k
4.1%
$35–50k
5.5%
$50–75k
11.6%
$75–100k
9.8%
$100–150k
17.9%
$150–200k
11.7%
$200k+
31.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 27,857
Owner-Occupied 45.2%
Renter-Occupied 54.8%
Vacancy Rate 6.3%
Median Home Value $1,012,900
Median Gross Rent $2,006
Owner Cost Burden (30%+) 14.9%
Renter Cost Burden (30%+) 31.2%
Home Value Distribution
< $50k
0.1%
$50–100k
0.2%
$100–200k
0.4%
$200–300k
0.8%
$300–500k
6.9%
$500k–$1M
39.9%
$1M+
51.4%
Gross Rent Distribution
< $500
3.7%
$500–1k
2.5%
$1–1.5k
15.5%
$1.5–2k
28.1%
$2–2.5k
23.2%
$2.5–3.5k
10.0%
$3.5k+
17.1%
Vehicle Availability
No vehicle
10.7%
1 vehicle
49.3%
2 vehicles
32.2%
3+
7.8%
Housing Type
Single-fam. det.
39.1%
Single-fam. att.
9.2%
2–4 units
4.5%
5–19 units
10.4%
20+ units
21.2%
Mobile home
0.4%
Housing Age
Pre-1940
35.7%
1940–1969
3.5%
1970–1999
8.3%
2000–2009
11.7%
2010+
13.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 97.8%
Bachelor's or Higher 77.3%
Graduate Degree 33.1%
Some College / Associate 10.7%
Less Than High School 1.0%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 80.2%
Unemployment Rate 3.3%
Work from Home 32.9%
Self-Employed 5.0%
Government Workers 12.3%
Private For-Profit 82.4%
Industry
Prof. Services
25.9%
Edu/Health
25.1%
Retail
9.6%
Arts/Entmt.
7.5%
Manufacturing
7.3%
Information
6.2%
Finance
5.0%
Construction
2.9%
Transportation
2.6%
Public Admin
1.8%
Wholesale
1.2%
Agriculture
0.2%
Occupation
Management
72.6%
Sales
12.0%
Food Prep
9.8%
Production
3.8%
Construction
1.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 25.9 min
Drove Alone 39.6%
Carpool 4.3%
Public Transit 14.5%
Work from Home 32.9%
Walked 4.4%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 26,105
Avg. Household Size 1.00
Avg. Family Size
Married-Couple Households 33.6%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 13.2%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
4.6%
5–9
3.1%
10–14
3.4%
15–19
2.9%
20–24
6.8%
25–34
29.8%
35–44
16.7%
45–54
12.2%
55–64
4.8%
65–74
4.2%
75–84
7.8%
85+
2.5%
Under 18: 13.0% Working age (18–64): 87.0% 65 and over: 11.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 15.0%
Naturalized Citizen 49.1%
Speaks English Less Than Very Well 3.8%
Foreign-Born Origin
Asia
48.6%
Europe
22.6%
Latin America
18.3%
Africa
4.9%

Veterans & Disability

Veteran 2.1%
With a Disability 6.7%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 96.3%
Uninsured 3.7%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 95.4%
Has a Computer 98.7%
Same House 1 Year Ago 77.2%
Moved from Abroad 1.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023