ZIP Code 98109
ZIP / ZCTAPopulation: 32,552
ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.
Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).
Quick Facts — 98109
- What is the median household income in 98109?
- The median household income in 98109 is $130,845 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
- What is the poverty rate in 98109?
- The poverty rate in 98109 is 4.3% (U.S. Census Bureau ACS 2023).
- What is the median home value in 98109?
- $986,000 (U.S. Census Bureau ACS 2023).
- What is the average rent in 98109?
- The median gross rent in 98109 is $2,329 per month (U.S. Census Bureau ACS 2023).
- What percentage of 98109 residents have a college degree?
- 78.1% of adults in 98109 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
32,552
Median Income
$130,845
Median Home Value
$986,000
Poverty Rate
4.3%
Unemployment (ACS 2023)
4.0%
Median Age
32.0 yrs
Since 2019
Median Income:
+$24,452 (+23%)
Home Value:
+$258,700 (+35.6%)
Poverty Rate:
+2.5 pp (+138.9%)
Bachelor's+:
+2.1 pp (+2.8%)
Unemployment:
+0.1 pp (+2.6%)
Demographics
Total Population
32,552
Median Age
32.0
Female
47.2%
Race & Ethnicity
Hispanic or Latino 8.0%
White (non-Hisp.) 53.4%
Black 3.6%
Asian 28.5%
Two or More 10.4%
Other 1.6%
Asian Subgroups (% of total pop.)
Indian
12.2%
Chinese
9.3%
Korean
1.9%
Vietnamese
1.4%
Japanese
1.2%
Filipino
1.0%
Hispanic Subgroups (% of total pop.)
Mexican
4.0%
Puerto Rican
0.4%
Cuban
0.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Income & Poverty
Median Household Income
$130,845
±$7,489
Per Capita Income
$183,232
Median Family Income
$230,179
Poverty Rate
4.3%
Child Poverty Rate
4.9%
Working-Age Poverty Rate
—
SNAP Recipients
4.8%
Social Security Income
—
Retirement Income
9.3%
Household Income Distribution
< $10k
3.8%
$10–15k
1.1%
$15–25k
1.8%
$25–35k
3.4%
$35–50k
4.8%
$50–75k
9.5%
$75–100k
8.7%
$100–150k
22.9%
$150–200k
13.0%
$200k+
31.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Housing
Total Housing Units
23,162
Owner-Occupied
21.4%
Renter-Occupied
78.6%
Vacancy Rate
11.1%
Median Home Value
$986,000
Median Gross Rent
$2,329
Owner Cost Burden (30%+)
13.5%
Renter Cost Burden (30%+)
26.7%
Home Value Distribution
< $50k
0.7%
$50–100k
0.5%
$100–200k
0.4%
$200–300k
1.6%
$300–500k
17.1%
$500k–$1M
29.5%
$1M+
49.5%
Gross Rent Distribution
< $500
1.3%
$500–1k
2.2%
$1–1.5k
6.6%
$1.5–2k
21.3%
$2–2.5k
28.3%
$2.5–3.5k
20.3%
$3.5k+
20.0%
Vehicle Availability
No vehicle
31.3%
1 vehicle
50.4%
2 vehicles
15.2%
3+
3.1%
Housing Type
Single-fam. det.
10.2%
Single-fam. att.
2.5%
2–4 units
0.9%
5–19 units
7.4%
20+ units
68.6%
Mobile home
0.1%
Housing Age
Pre-1940
14.8%
1940–1969
1.7%
1970–1999
4.2%
2000–2009
17.7%
2010+
35.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Education
High School or Higher
98.4%
Bachelor's or Higher
78.1%
Graduate Degree
36.8%
Some College / Associate
9.2%
Less Than High School
0.5%
Enrolled in School
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Employment
Labor Force Participation
82.5%
Unemployment Rate
4.0%
Work from Home
37.3%
Self-Employed
3.0%
Government Workers
8.8%
Private For-Profit
88.2%
Industry
Prof. Services
30.2%
Retail
20.8%
Edu/Health
12.2%
Information
10.7%
Arts/Entmt.
5.5%
Finance
5.4%
Manufacturing
4.3%
Transportation
2.4%
Public Admin
2.1%
Construction
1.4%
Wholesale
0.9%
Agriculture
0.1%
Occupation
Management
79.3%
Sales
10.7%
Food Prep
5.5%
Production
2.4%
Construction
2.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Commute
Median Travel Time
22.0 min
Drove Alone
24.5%
Carpool
2.6%
Public Transit
11.1%
Work from Home
37.3%
Walked
21.7%
Bicycle
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Households & Families
Total Households
20,583
Avg. Household Size
1.00
Avg. Family Size
—
Married-Couple Households
20.8%
Single-Mother Households
—
Single-Father Households
—
Living Alone
—
Households with Children
4.8%
Multigenerational
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Age Distribution
Under 5
1.7%
5–9
2.0%
10–14
1.1%
15–19
1.9%
20–24
9.8%
25–34
41.9%
35–44
15.8%
45–54
10.4%
55–64
3.6%
65–74
2.8%
75–84
4.1%
85+
2.8%
Under 18: 5.6%
Working age (18–64): 94.4%
65 and over: 9.1%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Social Characteristics
Immigration
Foreign Born
28.5%
Naturalized Citizen
18.6%
Speaks English Less Than Very Well
4.8%
Foreign-Born Origin
Asia
79.4%
Europe
6.0%
Latin America
5.1%
Africa
3.4%
Veterans & Disability
Veteran
3.8%
With a Disability
9.2%
Cognitive Difficulty
—
Ambulatory Difficulty
—
Health Insurance
Insured
96.7%
Uninsured
3.3%
Employer Insurance
—
Medicaid
—
Medicare
—
Technology & Mobility
Broadband Internet
97.2%
Has a Computer
99.0%
Same House 1 Year Ago
62.9%
Moved from Abroad
4.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023