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ZIP Code 98198

ZIP / ZCTA

Population: 39,815

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 98198

What is the median household income in 98198?
The median household income in 98198 is $83,938 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 98198?
The poverty rate in 98198 is 7.6% (U.S. Census Bureau ACS 2023).
What is the median home value in 98198?
$527,100 (U.S. Census Bureau ACS 2023).
What is the average rent in 98198?
The median gross rent in 98198 is $1,770 per month (U.S. Census Bureau ACS 2023).
What percentage of 98198 residents have a college degree?
31.5% of adults in 98198 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
39,815
Median Income
$83,938
Median Home Value
$527,100
Poverty Rate
7.6%
Unemployment (ACS 2023)
7.0%
Median Age
35.0 yrs
Since 2019 Median Income: +$17,032 (+25.5%) Home Value: +$174,200 (+49.4%) Poverty Rate: -1.0 pp (-11.6%) Bachelor's+: +6.2 pp (+24.5%) Unemployment: +1.3 pp (+22.8%)

Demographics

Total Population 39,815
Median Age 35.0
Female 50.7%
Race & Ethnicity
Hispanic or Latino 23.8% White (non-Hisp.) 41.5% Black 12.7% Asian 12.7% Two or More 11.9% Other 15.8%
Asian Subgroups (% of total pop.)
Filipino
3.0%
Vietnamese
2.5%
Indian
2.0%
Chinese
1.6%
Korean
1.0%
Japanese
0.6%
Hispanic Subgroups (% of total pop.)
Mexican
13.8%
Cuban
0.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $83,938 ±$7,695
Per Capita Income $107,856
Median Family Income $98,182
Poverty Rate 7.6%
Child Poverty Rate 11.2%
Working-Age Poverty Rate
SNAP Recipients 14.7%
Social Security Income
Retirement Income 24.2%
Household Income Distribution
< $10k
2.5%
$10–15k
1.1%
$15–25k
5.6%
$25–35k
4.7%
$35–50k
14.4%
$50–75k
17.1%
$75–100k
13.3%
$100–150k
19.8%
$150–200k
10.6%
$200k+
10.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 15,267
Owner-Occupied 54.3%
Renter-Occupied 45.7%
Vacancy Rate 5.1%
Median Home Value $527,100
Median Gross Rent $1,770
Owner Cost Burden (30%+) 19.2%
Renter Cost Burden (30%+) 61.3%
Home Value Distribution
< $50k
1.2%
$50–100k
1.4%
$100–200k
0.7%
$200–300k
6.4%
$300–500k
36.2%
$500k–$1M
47.3%
$1M+
6.6%
Gross Rent Distribution
< $500
3.5%
$500–1k
1.1%
$1–1.5k
24.3%
$1.5–2k
39.1%
$2–2.5k
17.7%
$2.5–3.5k
8.5%
$3.5k+
5.8%
Vehicle Availability
No vehicle
7.0%
1 vehicle
33.1%
2 vehicles
36.9%
3+
23.0%
Housing Type
Single-fam. det.
50.6%
Single-fam. att.
2.8%
2–4 units
2.1%
5–19 units
11.9%
20+ units
16.4%
Mobile home
1.7%
Housing Age
Pre-1940
3.8%
1940–1969
3.1%
1970–1999
18.7%
2000–2009
9.7%
2010+
6.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 87.2%
Bachelor's or Higher 31.5%
Graduate Degree 10.3%
Some College / Associate 19.6%
Less Than High School 6.7%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 64.4%
Unemployment Rate 7.0%
Work from Home 13.0%
Self-Employed 5.7%
Government Workers 11.5%
Private For-Profit 82.6%
Industry
Edu/Health
15.2%
Prof. Services
13.1%
Transportation
12.4%
Arts/Entmt.
11.2%
Retail
10.9%
Construction
9.1%
Manufacturing
7.3%
Finance
5.6%
Public Admin
3.8%
Wholesale
2.5%
Information
1.8%
Agriculture
0.3%
Occupation
Management
35.9%
Food Prep
22.0%
Sales
16.5%
Production
14.4%
Construction
11.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 30.4 min
Drove Alone 66.3%
Carpool 11.4%
Public Transit 6.4%
Work from Home 13.0%
Walked 2.0%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 14,494
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 44.7%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 18.9%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
6.5%
5–9
6.3%
10–14
6.8%
15–19
5.9%
20–24
5.5%
25–34
17.1%
35–44
16.2%
45–54
11.2%
55–64
5.5%
65–74
4.5%
75–84
7.9%
85+
3.9%
Under 18: 22.8% Working age (18–64): 77.2% 65 and over: 14.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 29.3%
Naturalized Citizen 41.1%
Speaks English Less Than Very Well 18.5%
Foreign-Born Origin
Latin America
37.9%
Asia
34.2%
Africa
15.4%
Europe
9.6%

Veterans & Disability

Veteran 6.2%
With a Disability 13.3%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 89.4%
Uninsured 10.6%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 94.3%
Has a Computer 97.1%
Same House 1 Year Ago 82.9%
Moved from Abroad 2.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023