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ZIP Code 98365

ZIP / ZCTA

Population: 5,178

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 98365

What is the median household income in 98365?
The median household income in 98365 is $98,393 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 98365?
The poverty rate in 98365 is 7.8% (U.S. Census Bureau ACS 2023).
What is the median home value in 98365?
$603,500 (U.S. Census Bureau ACS 2023).
What is the average rent in 98365?
The median gross rent in 98365 is $1,811 per month (U.S. Census Bureau ACS 2023).
What percentage of 98365 residents have a college degree?
45.0% of adults in 98365 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
5,178
Median Income
$98,393
Median Home Value
$603,500
Poverty Rate
7.8%
Unemployment (ACS 2023)
6.1%
Median Age
64.0 yrs
Since 2019 Median Income: +$35,893 (+57.4%) Home Value: +$221,500 (+58%) Poverty Rate: 0.0 pp (+0%) Bachelor's+: +4.8 pp (+11.9%) Unemployment: +0.6 pp (+10.9%)

Demographics

Total Population 5,178
Median Age 64.0
Female 51.4%
Race & Ethnicity
Hispanic or Latino 5.3% White (non-Hisp.) 88.5% Asian 1.7% Two or More 4.2% Other 0.7%
Asian Subgroups (% of total pop.)
Filipino
1.0%
Chinese
0.3%
Japanese
0.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $98,393 ±$19,377
Per Capita Income $125,081
Median Family Income $136,900
Poverty Rate 7.8%
Child Poverty Rate 29.8%
Working-Age Poverty Rate
SNAP Recipients 2.2%
Social Security Income
Retirement Income 52.0%
Household Income Distribution
< $10k
8.2%
$10–15k
2.4%
$15–25k
4.2%
$25–35k
5.8%
$35–50k
4.3%
$50–75k
14.5%
$75–100k
11.2%
$100–150k
21.3%
$150–200k
12.7%
$200k+
15.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 3,164
Owner-Occupied 91.4%
Renter-Occupied 8.6%
Vacancy Rate 17.2%
Median Home Value $603,500
Median Gross Rent $1,811
Owner Cost Burden (30%+) 21.2%
Renter Cost Burden (30%+) 26.1%
Home Value Distribution
< $50k
3.2%
$50–100k
0.9%
$200–300k
3.1%
$300–500k
23.6%
$500k–$1M
56.7%
$1M+
7.3%
Gross Rent Distribution
$1–1.5k
21.1%
$1.5–2k
46.5%
$2–2.5k
26.1%
$3.5k+
6.3%
Vehicle Availability
No vehicle
2.8%
1 vehicle
29.5%
2 vehicles
40.6%
3+
27.1%
Housing Type
Single-fam. det.
82.4%
Single-fam. att.
0.9%
2–4 units
0.3%
5–19 units
6.1%
Mobile home
8.5%
Housing Age
Pre-1940
5.7%
1970–1999
15.1%
2000–2009
22.5%
2010+
8.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 98.0%
Bachelor's or Higher 45.0%
Graduate Degree 25.0%
Some College / Associate 28.3%
Less Than High School 0.0%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 34.6%
Unemployment Rate 6.1%
Work from Home 23.2%
Self-Employed 12.3%
Government Workers 25.6%
Private For-Profit 62.1%
Industry
Edu/Health
21.6%
Public Admin
14.3%
Prof. Services
12.1%
Manufacturing
10.5%
Finance
8.4%
Retail
8.3%
Construction
5.9%
Arts/Entmt.
4.0%
Agriculture
3.3%
Transportation
2.7%
Information
2.6%
Wholesale
0.9%
Occupation
Management
46.7%
Sales
20.0%
Food Prep
15.4%
Construction
8.9%
Production
8.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 32.6 min
Drove Alone 62.6%
Carpool 7.2%
Public Transit 0.5%
Work from Home 23.2%
Walked 5.0%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 2,621
Avg. Household Size 1.00
Avg. Family Size
Married-Couple Households 60.3%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 6.7%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
2.9%
5–9
3.3%
10–14
2.9%
15–19
1.4%
20–24
2.0%
25–34
5.8%
35–44
8.0%
45–54
5.0%
55–64
8.0%
65–74
11.6%
75–84
28.0%
85+
18.0%
Under 18: 10.4% Working age (18–64): 89.6% 65 and over: 49.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 3.7%
Naturalized Citizen 77.1%
Speaks English Less Than Very Well 0.7%
Foreign-Born Origin
Europe
63.0%
Asia
27.6%

Veterans & Disability

Veteran 16.0%
With a Disability 17.8%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 98.9%
Uninsured 1.1%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 90.9%
Has a Computer 93.4%
Same House 1 Year Ago 88.6%
Moved from Abroad 0.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023