ZIP Code 98640
ZIP / ZCTAPopulation: 5,107
ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.
Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).
Quick Facts — 98640
- What is the median household income in 98640?
- The median household income in 98640 is $56,753 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
- What is the poverty rate in 98640?
- The poverty rate in 98640 is 9.6% (U.S. Census Bureau ACS 2023).
- What is the median home value in 98640?
- $297,900 (U.S. Census Bureau ACS 2023).
- What is the average rent in 98640?
- The median gross rent in 98640 is $976 per month (U.S. Census Bureau ACS 2023).
- What percentage of 98640 residents have a college degree?
- 26.1% of adults in 98640 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
5,107
Median Income
$56,753
Median Home Value
$297,900
Poverty Rate
9.6%
Unemployment (ACS 2023)
3.7%
Median Age
63.0 yrs
Since 2019
Median Income:
+$12,355 (+27.8%)
Home Value:
+$109,900 (+58.5%)
Poverty Rate:
+0.2 pp (+2.1%)
Bachelor's+:
+4.2 pp (+19.2%)
Unemployment:
-8.9 pp (-70.6%)
Demographics
Total Population
5,107
Median Age
63.0
Female
53.2%
Race & Ethnicity
Hispanic or Latino 5.5%
White (non-Hisp.) 87.6%
Black 0.3%
Asian 2.8%
Two or More 5.6%
Other 3.2%
Asian Subgroups (% of total pop.)
Chinese
1.6%
Korean
0.5%
Indian
0.3%
Filipino
0.2%
Hispanic Subgroups (% of total pop.)
Mexican
4.9%
Puerto Rican
0.3%
Cuban
0.3%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Income & Poverty
Median Household Income
$56,753
±$7,927
Per Capita Income
$77,557
Median Family Income
$81,435
Poverty Rate
9.6%
Child Poverty Rate
35.3%
Working-Age Poverty Rate
—
SNAP Recipients
7.1%
Social Security Income
—
Retirement Income
46.8%
Household Income Distribution
< $10k
6.4%
$10–15k
4.4%
$15–25k
9.3%
$25–35k
10.2%
$35–50k
14.4%
$50–75k
18.0%
$75–100k
8.8%
$100–150k
18.9%
$150–200k
5.7%
$200k+
4.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Housing
Total Housing Units
4,991
Owner-Occupied
87.0%
Renter-Occupied
13.0%
Vacancy Rate
43.8%
Median Home Value
$297,900
Median Gross Rent
$976
Owner Cost Burden (30%+)
30.3%
Renter Cost Burden (30%+)
48.2%
Home Value Distribution
< $50k
1.8%
$50–100k
5.6%
$100–200k
5.2%
$200–300k
25.0%
$300–500k
32.8%
$500k–$1M
16.4%
$1M+
0.2%
Gross Rent Distribution
< $500
2.9%
$500–1k
52.4%
$1–1.5k
36.8%
$1.5–2k
7.8%
Vehicle Availability
No vehicle
4.3%
1 vehicle
39.2%
2 vehicles
35.7%
3+
20.8%
Housing Type
Single-fam. det.
67.9%
Single-fam. att.
0.6%
2–4 units
0.9%
20+ units
0.5%
Mobile home
27.9%
Housing Age
Pre-1940
4.2%
1940–1969
2.9%
1970–1999
14.0%
2000–2009
18.6%
2010+
6.7%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Education
High School or Higher
91.6%
Bachelor's or Higher
26.1%
Graduate Degree
8.9%
Some College / Associate
30.2%
Less Than High School
3.4%
Enrolled in School
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Employment
Labor Force Participation
36.2%
Unemployment Rate
3.7%
Work from Home
20.0%
Self-Employed
10.8%
Government Workers
24.9%
Private For-Profit
64.3%
Industry
Edu/Health
27.1%
Prof. Services
13.0%
Retail
12.5%
Public Admin
11.1%
Manufacturing
8.7%
Construction
6.4%
Finance
6.0%
Arts/Entmt.
4.2%
Transportation
4.2%
Wholesale
2.8%
Agriculture
2.7%
Information
0.5%
Occupation
Management
37.0%
Food Prep
21.7%
Sales
16.2%
Production
14.5%
Construction
10.6%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Commute
Median Travel Time
23.8 min
Drove Alone
70.4%
Carpool
4.7%
Public Transit
0.0%
Work from Home
20.0%
Walked
2.4%
Bicycle
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Households & Families
Total Households
2,807
Avg. Household Size
1.00
Avg. Family Size
—
Married-Couple Households
48.1%
Single-Mother Households
—
Single-Father Households
—
Living Alone
—
Households with Children
4.6%
Multigenerational
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Age Distribution
Under 5
1.2%
5–9
2.1%
10–14
1.9%
15–19
2.1%
20–24
2.2%
25–34
6.7%
35–44
6.8%
45–54
8.8%
55–64
8.5%
65–74
12.9%
75–84
33.0%
85+
10.0%
Under 18: 6.5%
Working age (18–64): 93.5%
65 and over: 46.7%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Social Characteristics
Immigration
Foreign Born
7.1%
Naturalized Citizen
68.8%
Speaks English Less Than Very Well
3.3%
Foreign-Born Origin
Latin America
32.9%
Asia
30.7%
Europe
11.8%
Veterans & Disability
Veteran
16.8%
With a Disability
23.0%
Cognitive Difficulty
—
Ambulatory Difficulty
—
Health Insurance
Insured
98.0%
Uninsured
2.0%
Employer Insurance
—
Medicaid
—
Medicare
—
Technology & Mobility
Broadband Internet
90.5%
Has a Computer
93.9%
Same House 1 Year Ago
94.4%
Moved from Abroad
0.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023