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ZIP Code 98686

ZIP / ZCTA

Population: 20,553

ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes. Boundaries may differ slightly from postal delivery areas, and estimates for less-populated ZCTAs carry higher margins of error.

Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).

Quick Facts — 98686

What is the median household income in 98686?
The median household income in 98686 is $101,866 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
What is the poverty rate in 98686?
The poverty rate in 98686 is 6.1% (U.S. Census Bureau ACS 2023).
What is the median home value in 98686?
$546,100 (U.S. Census Bureau ACS 2023).
What is the average rent in 98686?
The median gross rent in 98686 is $1,836 per month (U.S. Census Bureau ACS 2023).
What percentage of 98686 residents have a college degree?
37.2% of adults in 98686 hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
20,553
Median Income
$101,866
Median Home Value
$546,100
Poverty Rate
6.1%
Unemployment (ACS 2023)
4.8%
Median Age
42.0 yrs
Since 2019 Median Income: +$15,484 (+17.9%) Home Value: +$185,800 (+51.6%) Poverty Rate: +1.4 pp (+29.8%) Bachelor's+: +1.4 pp (+3.9%) Unemployment: -0.1 pp (-2%)

Demographics

Total Population 20,553
Median Age 42.0
Female 50.3%
Race & Ethnicity
Hispanic or Latino 8.8% White (non-Hisp.) 73.9% Black 1.8% Asian 5.8% Two or More 10.3% Other 3.0%
Asian Subgroups (% of total pop.)
Chinese
1.2%
Indian
0.9%
Korean
0.9%
Vietnamese
0.7%
Filipino
0.6%
Japanese
0.1%
Hispanic Subgroups (% of total pop.)
Mexican
6.4%
Cuban
0.8%
Puerto Rican
0.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Income & Poverty

Median Household Income $101,866 ±$4,136
Per Capita Income $121,772
Median Family Income $119,737
Poverty Rate 6.1%
Child Poverty Rate 5.2%
Working-Age Poverty Rate
SNAP Recipients 8.8%
Social Security Income
Retirement Income 25.3%
Household Income Distribution
< $10k
2.8%
$10–15k
1.4%
$15–25k
5.6%
$25–35k
4.9%
$35–50k
7.3%
$50–75k
12.3%
$75–100k
13.7%
$100–150k
23.5%
$150–200k
13.0%
$200k+
15.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Housing

Total Housing Units 8,348
Owner-Occupied 76.2%
Renter-Occupied 23.8%
Vacancy Rate 4.6%
Median Home Value $546,100
Median Gross Rent $1,836
Owner Cost Burden (30%+) 16.7%
Renter Cost Burden (30%+) 43.4%
Home Value Distribution
< $50k
4.7%
$50–100k
1.1%
$100–200k
0.4%
$200–300k
4.6%
$300–500k
30.2%
$500k–$1M
54.3%
$1M+
3.1%
Gross Rent Distribution
< $500
0.8%
$500–1k
8.6%
$1–1.5k
16.4%
$1.5–2k
36.0%
$2–2.5k
29.4%
$2.5–3.5k
4.7%
$3.5k+
4.1%
Vehicle Availability
No vehicle
4.4%
1 vehicle
26.8%
2 vehicles
41.6%
3+
27.2%
Housing Type
Single-fam. det.
73.0%
Single-fam. att.
4.8%
2–4 units
0.4%
5–19 units
3.4%
20+ units
7.6%
Mobile home
4.6%
Housing Age
Pre-1940
3.4%
1940–1969
1.8%
1970–1999
15.3%
2000–2009
18.8%
2010+
18.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Education

High School or Higher 96.1%
Bachelor's or Higher 37.2%
Graduate Degree 13.3%
Some College / Associate 23.2%
Less Than High School 1.3%
Enrolled in School

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Employment

Labor Force Participation 61.6%
Unemployment Rate 4.8%
Work from Home 20.5%
Self-Employed 7.2%
Government Workers 16.2%
Private For-Profit 76.3%
Industry
Edu/Health
25.1%
Prof. Services
13.8%
Manufacturing
9.9%
Retail
9.6%
Transportation
8.7%
Construction
7.9%
Arts/Entmt.
6.2%
Public Admin
5.7%
Finance
5.6%
Wholesale
3.3%
Information
1.3%
Agriculture
0.4%
Occupation
Management
46.2%
Sales
21.8%
Food Prep
11.5%
Production
11.4%
Construction
9.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Commute

Median Travel Time 23.7 min
Drove Alone 71.0%
Carpool 2.8%
Public Transit 0.2%
Work from Home 20.5%
Walked 2.7%
Bicycle

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Households & Families

Total Households 7,964
Avg. Household Size 2.00
Avg. Family Size
Married-Couple Households 55.4%
Single-Mother Households
Single-Father Households
Living Alone
Households with Children 22.1%
Multigenerational

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Age Distribution

Under 5
6.1%
5–9
6.5%
10–14
6.9%
15–19
4.9%
20–24
5.2%
25–34
9.8%
35–44
14.8%
45–54
17.4%
55–64
4.4%
65–74
4.4%
75–84
12.6%
85+
5.7%
Under 18: 22.8% Working age (18–64): 77.2% 65 and over: 19.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023

Social Characteristics

Immigration

Foreign Born 9.5%
Naturalized Citizen 63.6%
Speaks English Less Than Very Well 4.0%
Foreign-Born Origin
Asia
48.7%
Latin America
23.8%
Europe
19.3%
Africa
1.6%

Veterans & Disability

Veteran 8.8%
With a Disability 13.3%
Cognitive Difficulty
Ambulatory Difficulty

Health Insurance

Insured 94.5%
Uninsured 5.5%
Employer Insurance
Medicaid
Medicare

Technology & Mobility

Broadband Internet 94.9%
Has a Computer 98.1%
Same House 1 Year Ago 87.7%
Moved from Abroad 0.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023