Census Bureau data for Waterloo city from the American Community Survey. "Cities" in Census data include incorporated places, towns, villages, and census-designated places (CDPs) — all places where the Census collects community-level estimates.
Data: U.S. Census Bureau, ACS 5-Year Estimates, 2023 (released December 2024).
Quick Facts — Waterloo city
- What is the median household income in Waterloo city?
- The median household income in Waterloo city is $78,103 (U.S. Census Bureau ACS 5-Year Estimates, 2023).
- What is the poverty rate in Waterloo city?
- The poverty rate in Waterloo city is 20.2% (U.S. Census Bureau ACS 2023).
- What is the median home value in Waterloo city?
- $219,100 (U.S. Census Bureau ACS 2023).
- What is the average rent in Waterloo city?
- The median gross rent in Waterloo city is $974 per month (U.S. Census Bureau ACS 2023).
- What percentage of Waterloo city residents have a college degree?
- 23.9% of adults in Waterloo city hold a bachelor's degree or higher (U.S. Census Bureau ACS 2023).
Population
3,542
Median Income
$78,103
Median Home Value
$219,100
Poverty Rate
20.2%
Unemployment (ACS 2023)
0.6%
Median Age
38.0 yrs
Since 2019
Median Income:
+$2,665 (+3.5%)
Home Value:
+$57,600 (+35.7%)
Poverty Rate:
+12.5 pp (+162.3%)
Bachelor's+:
-8.3 pp (-25.8%)
Unemployment:
-4.7 pp (-88.7%)
Demographics
Total Population
3,542
Median Age
38.0
Female
50.7%
Race & Ethnicity
Hispanic or Latino 19.1%
White (non-Hisp.) 78.7%
Asian 0.8%
Two or More 13.5%
Other 0.7%
Hispanic Subgroups (% of total pop.)
Mexican
15.9%
Puerto Rican
2.1%
Cuban
1.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Income & Poverty
Median Household Income
$78,103
±$21,369
+$2,433 vs. state
Per Capita Income
$93,074
Median Family Income
$93,696
Poverty Rate
20.2%
+13.6 pp vs. state
Child Poverty Rate
29.5%
Working-Age Poverty Rate
—
SNAP Recipients
3.3%
Social Security Income
—
Retirement Income
17.9%
Household Income Distribution
< $10k
9.9%
$10–15k
4.4%
$15–25k
1.1%
$25–35k
7.2%
$35–50k
5.6%
$50–75k
17.9%
$75–100k
13.1%
$100–150k
26.5%
$150–200k
11.1%
$200k+
3.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Housing
Total Housing Units
1,620
Owner-Occupied
65.7%
Renter-Occupied
34.3%
Vacancy Rate
3.7%
Median Home Value
$219,100
-$28,300 vs. state
Median Gross Rent
$974
Owner Cost Burden (30%+)
12.9%
Renter Cost Burden (30%+)
42.6%
Home Value Distribution
< $50k
5.2%
$100–200k
9.5%
$200–300k
46.4%
$300–500k
12.0%
$500k–$1M
5.1%
Vehicle Availability
No vehicle
3.2%
1 vehicle
38.8%
2 vehicles
35.3%
3+
22.8%
Housing Type
Single-fam. det.
63.0%
Single-fam. att.
5.8%
2–4 units
8.8%
5–19 units
12.2%
20+ units
1.5%
Mobile home
2.3%
Housing Age
Pre-1940
36.7%
1940–1969
4.1%
1970–1999
7.5%
2000–2009
3.3%
2010+
4.7%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Education
High School or Higher
90.4%
Bachelor's or Higher
23.9%
-8.9 pp vs. state
Graduate Degree
4.4%
Some College / Associate
21.6%
Less Than High School
8.1%
Enrolled in School
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Employment
Labor Force Participation
70.5%
Unemployment Rate
0.6%
-2.7 pp vs. state
Work from Home
14.1%
Self-Employed
1.7%
Government Workers
10.8%
Private For-Profit
87.5%
Industry
Manufacturing
18.4%
Edu/Health
13.6%
Prof. Services
13.0%
Construction
9.8%
Wholesale
9.4%
Retail
7.3%
Agriculture
7.3%
Finance
6.7%
Arts/Entmt.
5.3%
Transportation
3.3%
Information
3.1%
Public Admin
0.6%
Occupation
Management
30.5%
Production
27.6%
Construction
16.1%
Sales
12.9%
Food Prep
12.8%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Commute
Median Travel Time
28.7 min
Drove Alone
80.9%
Carpool
4.1%
Public Transit
0.0%
Work from Home
14.1%
Walked
0.0%
Bicycle
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Households & Families
Total Households
1,560
Avg. Household Size
2.00
Avg. Family Size
—
Married-Couple Households
37.1%
Single-Mother Households
—
Single-Father Households
—
Living Alone
—
Households with Children
8.9%
Multigenerational
—
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Age Distribution
Under 5
3.9%
5–9
6.7%
10–14
5.6%
15–19
4.7%
20–24
9.0%
25–34
14.1%
35–44
12.6%
45–54
12.0%
55–64
8.2%
65–74
7.7%
75–84
8.9%
85+
3.9%
Under 18: 20.3%
Working age (18–64): 79.7%
65 and over: 15.4%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023
Social Characteristics
Immigration
Foreign Born
5.1%
Naturalized Citizen
21.7%
Speaks English Less Than Very Well
4.1%
Veterans & Disability
Veteran
6.6%
With a Disability
10.0%
Cognitive Difficulty
—
Ambulatory Difficulty
—
Health Insurance
Insured
91.6%
Uninsured
8.4%
Employer Insurance
—
Medicaid
—
Medicare
—
Technology & Mobility
Broadband Internet
88.9%
Has a Computer
94.5%
Same House 1 Year Ago
90.9%
Moved from Abroad
0.0%
Source: U.S. Census Bureau, ACS 5-Year Estimates, 2023